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Showing posts with label Finance. Show all posts
Showing posts with label Finance. Show all posts

Sunday, April 21, 2019

No joy of flying! Jet Airways passengers wait for refunds

Sudden grounding of Jet Airways has hit budget travellers the most because there is no clarity on when the refund would be processed.Though Jet Airways has said it would refund the full amount, there is no clarity on how long that could take
Source: LM

SBI, Bank of Baroda, ICICI, HDFC Bank savings accounts compared

You can earn an interest in the range of 3.5-6% on your savings accounts, depending on the amount and the bank.Kotak Mahindra Bank has lowered rate of interest on savings account deposits of up to ₹1 lakh to 4.5%
Source: LM

Shift focus from pensions to tax savings, says Paul Smith

With higher life expectancy, the way we looked at retirement at 60 years will also need to change, says Paul Smith.People should have tax advantage savings scheme that enable them to build financial cushion for their life. And health insurance should be built into it
Source: LM

To be young and not in debt

A money plan in your 20s can have a significant long term impact – right up till your 90s..The first thing to do is discipline yourself to save: whether it is for a holiday, buying something for yourself or planning for retirement
Source: LM

Group insurance cover explained

Group insurance plans are cheaper as the risk is spread over a large group and the premium is generally borne by employer.Group health plans cannot be customised according to the needs of a particular individual or family
Source: LM

What are travel cards. Do you need it?

First, consider your travel habits and opt for the card best suited to your needs.Make sure to check fees and cashback options. But, opt for one only if you are a frequent traveller
Source: LM

Make the most of your credit card

You need to monitor the total amount that piles up every time you swipe your card and the bill payment due date.Credit cards have a high interest rate of 24-48% per annum and a delay in bill payment can have a major impact on your money life
Source: LM

Your guide to filing income tax returns this year

For FY 2019-20, directors of unlisted shares or investors in unlisted equity will no longer be able to file their returns.Those with an income below ₹5 lakh are no longer exempt from filing their returns online
Source: LM

What you should do if you are booked on a Jet Airways flight

If you booked tickets through the official Jet Airways website, mobile application or ticketing offices, all you have to do is fill up the online form.The Jet Airways website says it will take 7-10 working days for the credit to reflect in your account
Source: LM