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Thursday, March 5, 2020

Business News, Updates

Business News, Updates

A 'breathing' $400 million supertall skyscraper is being built in Dubai. Here's what the 990-foot tower will look like when it's finished in 2021.

Posted: 05 Mar 2020 11:23 AM PST

Wasl TowerMethanoia and Plompmozes

  • A $400 million skyscraper being built in Dubai will give the impression that it "breathes," as CNN reported.
  • Wasl Tower's facade will have ceramic fins illuminated by pulsating lighting to make the building appear to "breathe" with the cadence of the city, according to the architecture firm.
  • The 990-foot skyscraper will house a Mandarin Oriental luxury hotel, private apartments, and public spaces including multiple infinity pools.
  • Construction started in 2016, and it's expected to be completed by August 2021.
  • Visit Business Insider's homepage for more stories.

A supertall skyscraper under construction in Dubai will be designed to give the impression that it "breathes," CNN reported.

Wasl Tower, which sits right across the street from the world's tallest building, the Burj Khalifa, will cost an estimated $400 million to build, according to CNN.

The skyscraper's twisting facade will include ceramic fins illuminated by pulsating lighting to give the impression that the building "breathes" with the cadence of the city, according to the architecture firm behind the building, UNStudio.

The tower will include a Mandarin Oriental luxury hotel, private apartments, offices, and public spaces.

Wasl Tower is expected to be finished in August 2021. Here's what it will look like.

When it's completed in August 2021, Dubai's Wasl Tower will soar more than 990 feet in the air.


It will sit on Sheikh Zayed Road, right across the street from the 2,716-foot Burj Khalifa, which has reigned as the world's tallest building since 2010.

A pedestrian bridge will link the two buildings, running from Wasl Tower to the Burj Khalifa metro station.

The slender, supertall skyscraper will have a twisting design that was meant to allow it to face in almost every direction, according to the architecture firm, UNStudio.

Methanoia and Plompmozes

Wasl Tower is expected to be one of the world's tallest buildings with a ceramic facade.

The ceramic fins on the side of the tower will be illuminated by rhythmic lighting to give the impression that the building "breathes" with the cadence of the city, according to UNStudio.


"The rhythmic pulsating of the LED facade lighting system will draw attention to the tower in an ephemeral manner without casting additional ambient light pollution into the already active skyline," a spokesperson for UNStudio told Business Insider.

See the rest of the story at Business Insider

See Also:

SEE ALSO: The 17 tallest buildings in the world right now, ranked

DON'T MISS: Miami's $300 million 'exoskeleton' skyscraper is complete after 7 years. Look inside the Zaha Hadid-designed tower, which comes with a private rooftop helipad.

The best travel yoga mats you can buy

Posted: 05 Mar 2020 11:14 AM PST

  • Yoga mats are inherently portable but those built specifically for travel are extra pliable and lightweight in order to avoid taking up much space in your suitcase.
  • Since yoga is able to be done almost anywhere, it's reasonable to want to bring a mat along with you whether you commute across the city for work or travel often.
  • Our top pick, Manduka's eKO Superlite Travel Yoga Mat, is made of durable materials, weighs only 2.2 pounds, and is highly flexible without sacrificing quality. 

Yoga is the ideal form of exercise for travel. You can do it anywhere (even in hotel rooms or airport waiting rooms) and with almost no equipment. The one thing you do need for yoga, however, is a mat.

While yoga mats are inherently somewhat portable, designed to be rolled or folded so you can toss them in your car or backpack, some mats are certainly better for travel than others.

Travel yoga mats are usually thinner and more compact. Often the materials are more pliable and they sometimes come with additional straps or pouches for added portability. The best ones are foldable, so you can pack them in a suitcase without taking up too much space.

Sometimes travel yoga mats have less padding than regular mats, which can be an issue for people who have sensitive knees or wrists. That said, there are plenty of them that rival the quality of typical mats while remaining travel-friendly.

For standard yoga mats, check out our guide on the best yoga mats you can buy.

The best travel yoga mats you can buy:

Updated 3/5/2020 by Rick Stella: Updated the introduction and added more context for travel yoga mat uses, checked each pick for availability, changed the prices where necessary, and updated the links and formatting.

The best overall


The Manduka eKO Superlite Yoga Travel Mat weighs only 2.2 pounds and is highly flexible for travel, without sacrificing the quality of the materials.

In my research, one mat popped up repeatedly as the best choice: the Manduka eKO Superlite Yoga Travel Mat. At 2.2 pounds and 1.5-mm thick, it's extremely lightweight and flexible, making it easy to fold up tightly and toss in a suitcase.

Despite being so thin, the mat's material is built to last. It's made of sustainable, natural tree rubber that's resistant to tearing and still retains its shape even with frequent use. The surface texture creates a strong grip for sweaty hands, too. All Manduka mats are made without PVC or potentially toxic plasticizers.

Pros: Folds down very small, lightweight, tear-resistant, natural rubber, sticky surface

Cons: Expensive, not a lot of padding


The best budget mat


The Gaiam Foldable Travel Yoga Mat is a compact and grippy option with an under-$20 price tag.

I get it: No one likes the idea of spending $40 or more on a mat you only use a couple of times a year. Infrequent travelers, then, will love the Gaiam Foldable Travel Yoga Mat.

This one-pound mat is even more lightweight than Manduka's eKO Superlite but it's slightly thicker at 2mm thick. The whole mat folds down to a 10-inch-wide and 12-inch-long rectangle for easy transportation in a carry-on or overnight duffel bag. It's one of the most affordable options available, too. 

I have a full-sized Gaiam yoga mat that's lasted me for years with regular use, so I can attest to the quality of the brand's goods.

Pros: Affordable, very lightweight, meant to be folded

Cons: PVC material


The best multi-size mat

Jade Yoga

The Jade Yoga Travel Mat comes in two sizes to accommodate people of different heights.

People come in a variety of shapes and sizes, so why shouldn't their yoga mats? The Jade Yoga Travel Mat is available in 68-inch and 74-inch lengths, allowing you to choose the right one based on your height.

Jade Yoga puts special attention on sustainability, in the construction of the mats and through a partnership with the organization, Trees for the Future. The mats are made of natural rubber sourced from trees with no PVC or other synthetic materials added. For each one purchased, the brand ensures a new tree will be planted.

A no-slip, open-cell (more absorbent) surface gives you a solid grip, and it features a much plusher cushioning compared to other travel mats. At approximately 3 pounds, it's a bit heavier than others on this list, though. If you find yourself frequently winching during kneeling poses, you'll appreciate the additional support.

One downside is that, unlike most travel yoga mats, Jade's rolls instead of folds, so it may be harder to fit in your luggage. On the other hand, the quality makes it a great multi-use pick for home practice as well as travel.

Pros: Natural materials, purchase benefits Trees for the Future, more cushioning

Cons: Heavier than many other travel mats

See the rest of the story at Business Insider

See Also:

SEE ALSO: The best yoga mats you can buy

How to add your location to a Facebook post using the check-in feature

Posted: 05 Mar 2020 11:13 AM PST

Facebook app on iPhoneShutterstock

Facebook introduced the check in feature way back in 2010, but the location sharing feature has remained popular since then.

In fact, it's become a great tool for businesses to advertise organically. Businesses can add a location to their Facebook business page, and then customers can check in and share the business' location with their friends and family on Facebook

See the rest of the story at Business Insider

NOW WATCH: Jeff Bezos reportedly just spent $165 million on a Beverly Hills estate — here are all the ways the world's richest man makes and spends his money

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SEE ALSO: The best iPhone for every type of person and budget

Senate passes $8 billion emergency coronavirus package, sending it to Trump's desk

Posted: 05 Mar 2020 11:11 AM PST

Trump coronavirusREUTERS/Carlos Barria

  • The Senate voted Thursday to approve a roughly $8 billion emergency funding deal to address the coronavirus.
  • It was the latest step in a race to contain an outbreak that has killed nearly a dozen in the US.
  • The quick turnaround of the legislation underscored a sense of urgency in Washington as policymakers scrambled to respond to the respiratory illness COVID-19.
  • Visit Business Insider's homepage for more stories.

The Senate voted to approve a roughly $8 billion emergency funding deal to address the coronavirus on Thursday, the latest step in a race to contain an outbreak that has killed nearly a dozen in the US. 

The House approved the sweeping bill 415-2 just a day before, underscoring a sense of urgency in Washington as policymakers scrambled to respond to the respiratory illness COVID-19. The Centers for Disease Control warned last week the outbreak would almost certainly spread throughout communities in the US.

See the rest of the story at Business Insider

NOW WATCH: I switched to Google Photos after using iCloud for 5 years and I'm never going back

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SEE ALSO: Another global authority slashes its growth forecast to near-standstill levels, as experts brace for the worst economy since the financial crisis

Bernie Sanders condemns his supporters' 'ugly, personal attacks' against Elizabeth Warren after his disappointing Super Tuesday performance

Posted: 05 Mar 2020 11:09 AM PST

Bernie SandersBrian Snyder/Reuters

  • When this week's Super Tuesday results came in, many Bernie Sanders supporters were surprised and disappointed by his lackluster performance. 
  • His supporters took to social media to express their outrage, blaming fellow candidate Sen. Elizabeth Warren for not dropping out of the race and splitting critical progressive votes.
  • Supporters online viciously attacked Warren, calling her a "snake" and a "traitor" — some even began organizing online so that she would lose her US Senate seat for Massachusetts. 
  • When asked about the attacks by MSNBC's Rachel Maddow, Bernie Sanders condemned the "ugly, personal attacks" against Warren. 
  • Visit Business Insider's homepage for more stories.

Bernie Sanders' most fervent supporters have built a grassroots progressive political movement since his 2016 presidential bid, showing up in throngs to his rallies.

But some are also notorious for viciously mobbing his opponents online — something the Vermont senator and 2020 presidential candidate has repeatedly denounced.

See the rest of the story at Business Insider

NOW WATCH: A law professor weighs in on how Trump could beat impeachment

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The best hotels in Miami

Posted: 05 Mar 2020 11:07 AM PST

  Best resorts in Florida 4X3

  • With great weather, culture, and beaches, visiting Miami is always a good idea and there are hundreds of hotels to consider for any given trip.
  • Major hospitality brands operate in downtown Brickell skyscrapers, refined waterfront hotels can be booked in Sunny Isles or Mid Beach, and boutique gems have popped up in charming areas like Coconut Grove. And, of course, South Beach resorts are only getting better.
  • To narrow the field and highlight the best hotels in Miami in 2020, we stayed at, toured, and researched the city's top-rated hotels with tips on what makes each place great, where some have room for improvement, and how to maximize your stay.
  • Pricing reflects many budgets and tastes, from affordable boutique hotels for $150 per night to ultra-luxury beach suites for $500.
  • Read all Business Insider hotel reviews here.

With bright sunshine, vibrant art and culture, a buzzing dining scene, and yes, stunning beaches, Miami is always a good idea.

While it used to be the case that the city's best hotels were relegated to trendy South Beach, that's hardly the case anymore — though, those properties still exist and they're just as impressive.

Now, visitors have ample options, from luxury skyscrapers in revived downtown areas like Brickell, boutique gems in charming neighborhoods like Coconut Grove, or relaxed beach hotels in Mid Beach that offer a refreshing alternative to wild antics happening to the south.

There are five-star enclaves, laid-back beachy rooms, eco-friendly lodging, and Art Deco masterpieces that pay homage to the Magic City's storied past. Plainly, there's something for every style, taste, and budget, whether you seek a quick weekend getaway in the sun, are attending one of the city's dynamic cultural conferences, have meetings in the financial center, or simply need a nice-long vacation with a little bit of everything.

We researched, toured, and stayed at top-rated Miami hotels to determine which are worth your money and vacation days. We'll continue to update this list in real-time so check back often for the newest places that catch our eye.

Every hotel was personally reviewed, vetted, and selected based on the following criteria: 

  • Hotels located all over the city. These are the best overall hotels and cover neighborhoods from Brickell to the beach and in between.
  • Hotels are considered four- or five-stars, for an elevated experience that guarantees to impress.
  • Holds a Trip Advisor rating of four or above with significant, honest reviews.
  • It is typically priced between $150 to $550 per night to start to offer a wide range of hotels from budget-friendly to indulgent luxury. You'll find the lowest prices in summer when temperatures soar, and the highest between December and April when tourists come to thaw out in the winter.
  • The hotel boasts amenities and features that make it fun to stay on-site, with excellent pools or beach facilities, unique design and architecture, well-styled rooms, good food and drink, or other experiential elements that add value. 
  • Meet our high standard — we don't recommend hotels just because others have, but because we think they truly are the best. 

Traveling elsewhere? Read our list of the best hotels in other popular cities:

Keep reading to see why we were so impressed by these Miami hotels, sorted by price from low to high.

Kimpton Surfcomber Hotel

Emily Hochberg/Business Insider

Book the Kimpton Surfcomber Hotel starting at $150 per night

Staying at Kimpton Surfcomber is like checking into a funky beach house where all the amenities have been updated for a modern crowd but it's still managed to maintain an eclectic, laid back vibe.

This beachfront hotel from the IHG family of hotels is one of the more affordable boutique hotels directly facing the water in Miami Beach. It comes with great guest perks like free daily happy hour, wellness classes, and activities meant to encourage socializing. It all curates an atmosphere that feels youthful and lively. It's not a quiet luxury retreat, but it is a fun escape with a great pool (and free-to-use giant floaties!) for families and groups of friends.

Pros: Rooms are well-priced for such a great location and like all Kimpton properties, comes with a bunch of great inclusions and amenities.

Cons: The property feels a bit old and dated and walls in guest rooms are very thin. Expect to hear noise from outside, next door, and above.

Read Business Insider's full hotel review of Kimpton Surfcomber Hotel

Mr. C Miami - Coconut Grove

Emily Hochberg/Business Insider

Book Mr. C Miami - Coconut Grove starting at $167 per night

Mr. C is a charming delight nestled in the equally charismatic area of Coconut Grove. The hotel is surrounded by inviting restaurants, intriguing boutiques, a marina, and views of sailboats in the distance. Most tourists overlook this hidden gem area in favor of the beach or downtown, but if you're open to something new, looking to discover another side of Miami, or have business on the mainland, this is a solid option.

Everything is nautical themed, from the porthole-shaped windows to white sail tarps and glossy lacquered wood resembling the sleek deck of an Italian yacht. Furnishings are midcentury modern and staying here feels like you've set sail for someplace glamorous. A lush courtyard, sublime rooftop pool, and chic Italian restaurant with waiters clad in white tuxedo jackets only adds to the appeal.

Pros: The clever theme is well-executed and never feels kitschy, and entry-level rooms are well-priced, spacious, and creatively-designed. The rooftop restaurant gets packed with in-the-know-locals.

Cons: Rooms can be noisy with the sounds of traffic or guests next door and overhead. There are no real views to speak except on higher floors and even then, the best vantage points are from the top floor occupied by the rooftop pool, meeting space, bar, and restaurant.

Read Business Insider's full hotel review of Mr. C Miami - Coconut Grove

The Confidante Miami Beach

Emily Hochberg/Business Insider

Book The Confidante Miami Beach starting at $195 per night

Located up the coast from South Beach, The Confidante is a well-priced relaxing hideaway from World of Hyatt. The midcentury modern-inspired Art Deco hotel has all the amenities needed for a great beach vacation with two pools (one for families, one for adults), a colorful courtyard area to relax or play games, spa and gym facilities with wellness classes, bike rentals, good on-site food and drink, and of course, prime beach access.

It's a full four-star boutique experience without the inflated prices found at similar hotels in South Beach, but if you crave that action, it's a 20-minute walk away. Prices start as low as $195 for a standard room without a balcony or ocean view but plan to spend the extra $40 for the upgrade, which is very much worth it. Or, a suite will only come in around $300 per night, which feels like a secret that's too good to be true.

Pros: Excellent pool and beach facilities and prices that feel reasonable for comfortable, beachy rooms.

Cons: Rooms are comfortable but basic unless you opt for a suite. The hotel also sometimes seems ill-equipped to deal with its large crowds, so prepare to wait for pool chairs or food orders. Fortunately, the vibe is so relaxed you might not care.

Read Business Insider's full hotel review of Confidante Miami Beach

See the rest of the story at Business Insider

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NASA's next Mars rover is officially called 'Perseverance.' A 7th-grader from Virginia proposed the name.

Posted: 05 Mar 2020 11:05 AM PST

mars 2020 rover sample collectionNASA/JPL-Caltech

As NASA gears up to launch its next rover to Mars, it has finally given the pioneering robot a name: Perseverance.

The rover, previously called "Mars 2020," is scheduled to launch on July 17 and land on Mars's Jezero Crater on February 18, 2021. It will search for signs of past microbial life on the red planet and collect samples for a future mission that could return them to Earth.

See the rest of the story at Business Insider

NOW WATCH: 8 weird robots NASA wants to send to space

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SEE ALSO: We're likely to find alien life in the next decade, scientists say. Here's where NASA plans to look — in our solar system and beyond.

DON'T MISS: 2020 will be a groundbreaking year in space. Here are the biggest upcoming rocket missions, meteor showers, eclipses, and more.

The Future of Retail: Online Checkout

Posted: 05 Mar 2020 11:04 AM PST

As the growth of e-commerce sales continues to outpace brick-and-mortar, having a seamless online checkout process is more crucial than ever.

online checkout is inundated with payment options and data entry pointsBusiness Insider Intelligence

Online checkout has become inundated with payment options and data entry points, which leads to poor e-commerce conversion and frequent cart abandons.

See the rest of the story at Business Insider

See Also:

Twitter CEO Jack Dorsey says he will 'reconsider' his plan to move to Africa because of coronavirus, amid an activist shareholder campaign to remove him

Posted: 05 Mar 2020 11:03 AM PST

Jack DorseyAP Photo/Jose Luis Magana

  • Twitter CEO Jack Dorsey said he was rethinking his impending move to Africa in light of the coronavirus outbreak.
  • The Twitter cofounder and CEO caused quite a stir in November when he tweeted a tentative plan to move to Africa for as long as 6 months some time this year.
  • But speaking at Morgan Stanley's Tech, Media and Telecom Conference on Thursday, Dorsey said that he had made a "mistake" tweeting about his plans and "should have provided more context about why." 
  • The announcement comes amid reports that Dorsey is being targeted by activist hedge fund Elliott Management, which wants to replace him with a new chief executive — at least partially because of the Africa move.
  • Visit Business Insider's homepage for more stories.

Twitter cofounder and CEO Jack Dorsey has backpedaled on his plans to move to Africa in light of the coronavirus outbreak. The move comes amid activist hedge fund Elliott Management's push to oust Dorsey as Twitter's chief executive — which is reportedly because of the Africa plan, at least partially.

Dorsey addressed the move at a Q&A session at Morgan Stanley's Tech, Media and Telecom Conference on Thursday, saying that while he still believes in the business opportunity on the African continent, he may made a "mistake" in tweeting out his plans to move there, and "should have provided more context about why." 

See the rest of the story at Business Insider

NOW WATCH: Jeff Bezos reportedly just spent $165 million on a Beverly Hills estate — here are all the ways the world's richest man makes and spends his money

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If you owe taxes, the penalty for filing your return late can add up quickly

Posted: 05 Mar 2020 11:00 AM PST

penalty file taxes latekate_sept2004/Getty

  • The deadline to file your federal income tax return is April 15, unless you file an extension with the IRS.
  • If you miss the deadline entirely, you'll face a penalty of 5% of any unpaid tax you owe. If your return is more than 60 days late, your penalty may increase.
  • If you missed the deadline and don't owe any tax, your refund will be withheld until you file.
  • See Business Insider's picks for the best tax software »

There's still plenty of time to file your taxes before the April 15 deadline

But if you don't think you'll be able to gather all the necessary documents, prepare, and submit your federal income tax return on time, make sure to file an extension with the IRS.

See the rest of the story at Business Insider

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How to find your Google contacts in Gmail on a computer, and make them easier to access

Posted: 05 Mar 2020 11:00 AM PST

gmail websiteJarretera/Shutterstock

  • To find your contacts in Gmail, click on the nine-dot waffle style icon in the top-right corner on a Google webpage and then click the Contacts icon.
  • You can drag any icon, including Contacts, to a different location within the Google apps menu if you want to make any app more readily accessible or demote other apps you rarely use.
  • You can also simply access in a web browser. 
  • Visit Business Insider's homepage for more stories.

Gmail makes things pretty easy for you when you want to send an email. You simply open a new message and type in the person's email address, and if you're lucky and have sent an email to the person before or they're in your Google contacts, then it should auto-populate.

Besides storing email addresses, your Google contacts are also handy for storing personal information, like phone numbers, addresses, and birthdays.

See the rest of the story at Business Insider

NOW WATCH: Jeff Bezos reportedly just spent $165 million on a Beverly Hills estate — here are all the ways the world's richest man makes and spends his money

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SEE ALSO: The best all-in-one PCs you can buy

To become more productive, motivated, and successful, surround yourself with these 4 types of people

Posted: 05 Mar 2020 11:00 AM PST

Coworkers reading meetingmillann/Getty Images

  • Surrounding yourself with the right type of people can help success come more naturally.
  • Keep close the people with big plans that they are constantly pursuing, because seeing other people's drive will keep you hungry to reach your goals.
  • People with positive attitudes can help keep motivation and morale high.
  • Those who ask lots of questions may provide a different angle on an issue or an idea, which could ultimately lead to an important breakthrough for you.
  • Visit Business Insider's homepage for more stories.

Success doesn't occur in a vacuum. In reality, there are a number of factors that lead to the success of an entrepreneur. Hard work and drive are always necessary for entrepreneurial success, but your personal improvement leading up to your success can be greatly driven by other people.

The people we choose to surround ourselves with impacts the way we think, act, and feel on a day-to-day basis. In many ways, entrepreneurial success is determined much like success in any other aspect of life. We see it in business and beyond: A young football player is going to succeed if he surrounds himself with people who push him to become better, not people who distract him from his goals.

As entrepreneurs, we are responsible for ourselves. Surrounding yourself with the right type of people can help success come more naturally to you than being around those who might hold you back. Here are some people you should keep close throughout your pursuits.

1. Relentless workers

Justin Sullivan / Staff / Getty Images

You probably know somebody who is a tireless worker, or perhaps you are one yourself.

These types of workers push us to work harder each and every day. While measuring personal success against the success of another is like comparing apples and oranges, we can measure our drive with the drive of other relentless workers. True passion and commitment will breed a successful business.

2. Positive attitudes

Vincenzo Lombardo/Getty Images

People tend to be better at what they're doing if they're happy. Negative attitudes can drag down work ethic, and they don't offer any inspiration for success or innovation.

Surrounding yourself with negative people can bog down your creativity and drive, and it could ultimately be the downfall of your business. People with positive attitudes can actually have the opposite effect, facilitating your leap towards success more effectively. Bringing happiness inside the workplace will keep morale high and will keep people looking forward.

Read more: Richard Branson on the 8 rules he swears by to have a successful career and enjoyable life

3. People who ask questions


Albert Einstein once said "the important thing is to not stop questioning.

As entrepreneurs, we should constantly be asking questions about ourselves and our business. However, no single person will think of every important question. People who ask questions may provide a different angle on an issue or an idea, and these questions could ultimately lead to an important breakthrough for you or your business. Perspective is everything.

See the rest of the story at Business Insider

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SEE ALSO: Microsoft CEO Satya Nadella gave a brilliant lesson in modern leadership in one harsh sentence

Here are 3 previously unthinkable ideas Elizabeth Warren thrust into the mainstream before ending her presidential campaign

Posted: 05 Mar 2020 10:51 AM PST

elizabeth warrenJoseph Prezioso/Getty Images

  • Warren dropped out of the presidential race on Thursday, ending a campaign defined by progressive plans to roll back inequality in the US.
  • She withdrew from the race after a series of devastating defeats on Super Tuesday.
  • The Massachussetts senator had a vision to tilt the scales of power away from businesses and the wealthy.
  • She thrust the wealth tax, student debt reduction, and universal childcare into the political mainstream.
  • Visit Business Insider's homepage for more stories. 

Sen. Elizabeth Warren dropped out of the presidential race on Thursday. It brought to an end a once-ascendant campaign defined by a raft of progressive plans designed to curb inequality in America and purge corruption from government.

In a call to campaign staff, Warren said she believed her 2020 run was successful in mobilizing people around the idea of sweeping change.

"We have also shown that it is possible to inspire people with big ideas, possible to call out what's wrong and to lay out a path to make this country live up to its promise," she said.

The withdrawal came after a string of crushing defeats on Super Tuesday. She failed to win any primaries and finished third in her home state of Massachussetts behind former Vice President Joe Biden and Sen. Bernie Sanders.

Warren had centered her campaign on a vision to tilt the economic scales of power away from corporations and the rich, vowing "big, structural change." To that end, she introduced scores of plans once relegated to the fringe of the Democratic policy world and made them mainstream.

Three previously unthinkable plans powered her campaign: the wealth tax, tuition-free college, student debt reduction, and universal childcare. Here are the details surrounding them.

Warren introduced a wealth tax plan aimed at drastically cutting the fortunes of billionaires.


Warren wanted to redistribute capitalism's rewards to a larger share of the population.

Her plan would kick in at $50 million, with households paying a 2% annual tax on their assets like stocks, paintings, yachts, and homes. The tax would ramp up to 6% for households with fortunes over $1 billion.

The campaign projected it would raise $3.75 trillion over a decade, though other economists disputed the forecast. Warren planned to use the revenue generated to fund universal healthcare under Medicare for All and universal childcare among other priorities.

The proposal would have significantly slashed the fortunes of some of America's wealthiest people. For example, the 2018 net worth of Microsoft founder Bill Gates stood at $97 billion. 

But if her tax plan had been implemented 36 years ago — or 1982, the first year Forbes started estimating wealth — Gates's fortune would stand at $13.3 billion, according to estimates from progressive economists Gabriel Zucman and Emmanuel Saez.

She wanted to cancel a substantial portion of student debt in the US and make colleges tuition-free.

Getty Images

Warren was the first major presidential candidate to propose canceling a substantial portion of student debt in the US, unveiling the plan last year. 

She called to make two-year and four-year colleges and universities free for people so they wouldn't be "paying a dime in tuition or fees." The proposal carried a price tag of $610 billion.

Her $640 billion loan forgiveness plan would have slashed up to $50,000 in debt for student loan borrowers making less than $100,000. It also sought to gradually forgive debt for people earning up to $250,000. Both proposals — totaling $1.25 billion — were paid for by the wealth tax.

Sanders followed up with a student debt plan of his own that wiped it out entirely by way of a new tax on Wall Street, escalating the policy duel between them.

Then in January, Warren put forward another plan laying out how she would achieve her student-loan objectives, mainly by empowering the Education Department and sidestepping Congress.

Federal data shows that the share of student debt has doubled over the past decade from $700 billion to $1.6 trillion, overtaking credit cards and car loans as the largest share of debt held by 45 million Americans. The average college student graduates with at least $30,000 in debt, CNBC reported.

Quinnipiac poll last year found that 57% of Americans backed Warren's student loan policies.

The Massachusetts senator wanted to provide universal childcare and make it affordable for people in the US.

Carolyn Kaster/ AP

Early last year, Warren rolled out a plan aimed at making childcare both affordable and easy to access for parents. She wanted to create a network of facilities to take care of children that the federal government subsidized and regulated.

"There are two big problems with child care in America: it's hard to find high-quality care, and where you do find it, that care is extraordinarily expensive," she wrote in the proposal, noting that care for one child could cost anywhere from 9% to 36% of a family's total income.

Child care would have been free to any family earning below 200% of the federal poverty line. For families over that threshold, the cost would be capped at 7% of their income.

The government currently provides some assistance for low-income families with children, and working parents can benefit from a child-care tax credit.

But half of Americans reside in communities with no licensed care provider for children or contend with a vast shortage of available slots, according to the Center for American Progress, which called these areas "child care deserts."

See Also:

The best travel backpack

Posted: 05 Mar 2020 10:50 AM PST

  • Backpacks are perfect for when you don't need a full suitcase, but you want more than a regular daypack or messenger bag.
  • Based on our research and real-world testing, the best overall travel backpack is the eBags TLS Mother Lode Weekender Convertible.
  • If you're looking for a bag that will hold a bit more, check out our guide to the best carry-on bags.

The world is shrinking. Thanks to incredibly low prices and fares, travel is becoming more and more accessible to everyone, whether we're talking about quick jaunts out of town or longer trips overseas. 

One of the reasons why air travel is becoming more affordable is that low-cost carrier airlines are expanding their reach to serve more people. By charging extra for things like food, drinks, and checked bags, the price of the base ticket can fall drastically lower. Airlines like Spirit and Norwegian have perfected this model, while larger airlines like United and American are starting to offer "basic economy" fares to compete. Those "basic economy" fares tend to start lower but the airlines even charge for carry-on roller bags or duffles.

Although roller bags are great when you're trying to carry as much as possible without having to check a bag, they aren't always the best choice. They can be unwieldy on city streets or on trains, while your standard duffel can be a pain to carry for more than a few minutes, even with a shoulder strap.

Enter the travel backpack. This bag is a hybrid duffel-backpack that takes the best of both types of bags and combines them into an easy-to-carry storage system that can fit under the airplane seat in front of you, but that's still able to carry enough for a long weekend.

Backpacks help evenly distribute the weight of your gear and include room for those modern-day essentials like laptops, chargers, and tablets. 

Here the best travel backpacks:

Prices and links are current as of 3/5/2020. We also added our pick for the best travel backpack on a budget as well as a new section with related guides.

The best overall

eBags/TLS/Business Insider

The eBags TLS Mother Lode Weekender Convertible maximizes storage space so you can pack it to the brim, and it transforms into a duffle bag on demand.

eBags was founded as a retail website in 1998 and began selling products manufactured under its own brand a few years later. Taking advantage of the reviews left on its site, eBags tries to incorporate all of that feedback into its in-house products to make them better.

The TLS Mother Lode Weekender Convertible is the result of that smart, informed design process. The bag features a massive internal compartment, which is so big that one reviewer said she was able to use it for a week-long trip to Europe. The bag also has a laptop compartment with a separate opening to give you easy access to your computer while also keeping it safe and secure.

The Weekender has an expansion zipper to increase the storage space if you need a little extra room, and it has internal dividers and tie-down straps to keep your stuff in place. An easily accessible pocket on top means you can quickly access essentials, like liquids at security or travel documents.

To make it even easier to carry when stuffed to the brim, the bag has handles at the top and on the side. That way, you can carry it as a duffle if you want to take it off your back at any point. The backpack straps tuck away into the bag if you choose to carry it duffle-style, and there's an attachable shoulder strap.  

Since the Weekender comes in eight colors, you're sure to find one you like, too. Overall, this versatile, convertible bag is an incredible option for travelers who want to make the most of their backpack.

Pros: Well-organized, maximizes storage space, great for traveling on foot, sturdy, turns into a duffle

Cons: Slightly rigid, not the most stylish, clips are made of cheap-feeling plastic

The best on a budget

Target/Business Insider

The Open Story Day Trip Backpack is a great budget-friendly option for short trips thanks to its structured compartments, large capacity, and thoughtful details frequent travelers will love.

While this backpack doesn't have as large a capacity as the others on our list — it's best for one or two night stays or as a supplement to a carryon suitcase — Open Story by Target has jammed so many clever features into this backpack we'd be remiss not to mention it in our guide.

I tested it on a three-day trip to Disney World and utilized it as both my personal item while I flew and my daypack at the parks. For me, trips to Disney mean carrying a ton on my back all day including an emergency kit filled with first aid supplies, a large water bottle, and a full change of clothes for me and my partner — you never know with the volatile Florida weather.

In the past, using lesser backpacks meant fumbling for the item I needed, overstuffing, uncomfortable straps, and being jammed in the back by displaced items. I experienced none of that with the Day Trip.

While it doesn't open flat for packing, the thick nylon construction is structured enough to stand upright and open. You could easily fit two or three days worth of clothes in the main compartment. Also, hidden in there is a zipper RFID compartment. 

The front features a large, flat compartment further divided internally that's great for your smaller items like keys, glasses, pens, and chargers. Above it is a velvet-lined pocket meant for sunglasses and other scratchable items which I used frequently as we went in and out of rides, shops, and restaurants.

At the back is a separate section for your laptop so your tech never has to come into contact with your clothes. It contains a padded sleeve large enough for a 15-inch laptop and a mesh zipper pocket to stow accessories.

The wide straps are comfortable for long wear and mesh padding between your shoulders and at your lower back ups the comfort factor further. My favorite feature on this backpack is a very small one — a tiny zipper pocket on the front of one of the straps. It's great for keeping cash, a key, or anything small you might want to access without taking off your pack. — Jen Gushue

Pros: Budget-friendly, utilitarian pockets, comfortable to wear, 15-inch laptop compartment

Cons: Smaller capacity, doesn't open flat for packing

The best for style

Incase/Business Insider

The InCase EO Travel Backpack is a sleek, stylish bag that keeps you organized and looking sharp on the road.

If you find the eBags Motherlode too plain for your tastes, the InCase EO Travel Backpack is a much more polished alternative that looks stylish and still holds a ton of gear.

The EO unzips down the middle and opens like a suitcase, giving you access to the main storage compartment. It has two sections: a large packing area that can be closed with a mesh flap and a smaller mesh pocket that sits opposite the main compartment. The small pocket is good for socks or for dirty clothes you won't wear again. 

The bag also has an expansion zipper. Even if you don't have a lot to pack, it's easiest to expand the bag, close everything up, and then close the expansion zipper. That way, your stuff is compressed and packed in easily. While the bag holds its shape well, the soft panels mean it's easy to fit under an airplane seat.

The laptop compartment can fit up to a 17-inch laptop, which should be big enough for just about anyone. Unlike many other bags, it also has a separate tablet pocket. The laptop compartment zips apart to lie separately, which can be helpful when going through security. 

It also has a front organizer compartment with pockets for pens, chargers, and other accessories. All in all, the EO doesn't hold as much as the eBags Motherlode, but it still fits plenty more than a traditional weekender.

The EO Travel Backpack is made from a weather-resistant material, and it has several easy-access pockets for essentials. It also has a breathable mesh back and extremely comfortable adjustable shoulder straps. If you have to walk far with the EO before you reach your destination, you can use the included chest strap to help with stability. The bag also has padded carrying handles on the top and side to make it easy to grab.

Pros: Stylish, comfortable to carry, fits several days of clothes, protects laptop well

Cons: Slightly tighter than alternatives, backpack straps don't stow away, only two color choices

See the rest of the story at Business Insider

See Also:

SEE ALSO: The best checked bags you can buy

5 signs you're working under a weak, incompetent boss — or you are one yourself

Posted: 05 Mar 2020 10:49 AM PST

Office SpaceBI

  • At least 75% of the reasons that people quit their jobs come down to things over which their managers have influence. 
  • Signs you may have a bad manager include that they don't respect your time, perhaps because they lack trust, and they tend to hide when problems happen. 
  • Researchers also found that the worst behavior a boss can have in the workplace is taking credit for one of their employees' work.
  • Visit Business Insider's homepage for more stories.

Think you might be working for a weak leader? You're not alone if you have your fair share of painfully cringe-worthy management moments and you're feeling disengaged at work because of them. 

Only one-third of the US workforce feels engaged in their jobs. A wealth of research suggests that people feel disconnected and, therefore, quit their jobs, often because of their weak managers. Gallup research suggests that 17% of people leave their jobs because of management or the general work environment. In fact, according to James K. Harter, Ph.D., Gallup's chief scientist for workplace management, at least 75% of the reasons that people quit come down to all things over which managers have influence. 

So what makes these leaders so weak — and what can they be doing differently? Here are five surefire signs of an ill-fated manager, and how they can stop their employees from turning over because of them.

1. They are inexperienced, just plain absent, or both


If your manager doesn't have previous managerial experience, this can, of course, affect how they manage you and your team. Perhaps they come across like a weak manager because they've never done it before. But perhaps because of your manager's inexperience, when things go south, they hibernate in their offices and interact very little with the team. This is the sign of a weak leader. 

To combat this, your manager should be keeping an open mind to feedback and keeping the communication lines open. They should be readily available to hear what they can be doing better because without constructive criticism, they won't improve. 

2. They don't respect your time, perhaps because they lack trust

Vancouver Film School/Flickr

Stanford University professor Bob Sutton explains in his book The Asshole Survival Guide that people are actually three times less likely to contribute at a high level when their bosses treat them poorly. This is because such disrespect makes motivation levels drop significantly. If your boss isn't respecting your time out of the office, after work hours, on weekends and on vacation, it's likely that you'll feel uninspired and, frankly, frustrated. It'll also make you feel distrusted that you won't get your work done.

To combat this, managers should practice implementing covers for you when you're out of the office. This way they can respect your time off.

3. They are a poor listener

Getty Images

If your manager does a lot of talking and very little listening, it may be because they don't care or have the time to have a two-way conversation. Effective communication means being able to articulate your needs and also listening to the needs of others. A manager who can't do that is an ineffective communicator and, thus, a weak leader.

To combat this, managers can practice active listening. They can call employees in for one-on-one meetings to make sure they're all on the same page, and they can share questionnaires with feedback every now and then to make sure that they're hearing their employees' needs.

See the rest of the story at Business Insider

See Also:

SEE ALSO: It's better to hire a pleasant employee than a superstar, according to Harvard

READ MORE: 10 traits of a 'perfect' boss, according to research by Google

Microsoft doesn't require a college degree for entry-level jobs — here's what the company looks for instead, according to execs (MSFT)

Posted: 05 Mar 2020 10:44 AM PST

job fair career fair recruiterREUTERS/Rick Wilking

  • Jobs at Microsoft are highly sought-after, but many entry-level positions don't require a college degree.
  • The company avoids ruling out applicants based on prior credentials, focusing instead on soft skills and a willingness to learn.
  • According to executives, this approach helps bolster diversity at Microsoft.
  • Microsoft is one of several major tech companies to widen its hiring practices in an effort to recruit from a more diverse talent base.
  • Visit Business Insider's homepage for more stories.

Landing a job at Microsoft without a college degree is within reach — even if your name isn't Bill Gates.

That's because, for many entry-level positions, Microsoft doesn't require that candidates hold a college degree, instead encouraging anyone who believes they're a good fit to apply.

Microsoft executives spoke to Business Insider about the reasons for that practice. They said the decision not to require certain credentials for entry-level jobs allows Microsoft to recruit from a broader talent base, and ultimately builds a more diverse workforce at the company.

"If you have the same people who have the same STEM degree and same background and everything, they're not going to be able to solve all our problems," CVP of cybersecurity solutions Ann Johnson told Business Insider. "If you have people that come in with a lot of different backgrounds, they can actually think differently."

Microsoft isn't the only major tech company eschewing traditional expectations for job requirements. Google and Apple have broadcasted a similar policy of accepting job applications from anyone regardless of their educational background, as the broader tech industry grapples with combatting its chronic lack of diversity.

Here's what executives had to say about Microsoft's policy of accepting applications from anyone for entry-level jobs, regardless of degree.

Most entry-level jobs at Microsoft can pay anywhere from $60,000 to over $130,000, according to listings on Glassdoor.


Source: Glassdoor

Microsoft's Ann Johnson, who has spoken at length about the need for a more diverse workforce, said college degrees aren't a perfect indicator of whether a candidate will perform well in a role — instead, she encourages a focus on soft skills like teamwork and curiosity, as well as a candidate's willingness to self-train and learn quickly.

Matt Weinberger/Business Insider

Ping Look, who leads Microsoft's cybersecurity Detection and Response Team, added that candidates who apply to jobs without a college degree already signal a level of determination that she respects.


See the rest of the story at Business Insider

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SEE ALSO: This rogue hacker digs up unreleased features on Instagram, Facebook, and Spotify — and she often finds out about them before other employees at those companies do

Tito's Vodka is warning consumers that it can't be used as a hand sanitizer replacement as the coronavirus spreads across the US

Posted: 05 Mar 2020 10:43 AM PST

titos vodkaRobin Marchant/Getty Images

  • As hand sanitizer shortages continue across the country in response to the coronavirus, Tito's Vodka warns it cannot be used as a replacement disinfectant. 
  • According to the Centers for Disease Control and Prevention, hand sanitizers must contain 60% alcohol in order to kill germs. Tito's Vodka is 40% alcohol and "therefore does not meet the current recommendation of the CDC," the brand said. 
  • The response comes after several Twitter users shared they were making their own hand sanitizer using the vodka. 
  • Visit Business Insider's homepage for more stories.

While alcohol is the key ingredient in hand sanitizer, Tito's Vodka is taking to Twitter to warn Americans that it is not an effective replacement for Purell.

Over the past day, the spirits company has been dispelling misconceptions that its vodka can be used as a disinfectant in place of hand sanitizer, as shortages continue across the country due to the coronavirus. In a statement shared on its social media channels, Tito's wrote that its vodka is made with 40% alcohol and "therefore does not meet the current recommendation of the CDC," which states that effective hand sanitizers must contain 60% alcohol. 

See the rest of the story at Business Insider

NOW WATCH: How lava lamps are made at the 55-year-old factory where they were invented

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Grimes and Elon Musk are officially having a baby in May. Here's how the eccentric CEO makes and spends his $39.5 billion fortune.

Posted: 05 Mar 2020 10:42 AM PST

elon musk grimes met galaReuters

Elon Musk and Grimes are expecting a baby.

Speculation about the pregnancy has been flying since Grimes first revealed she was expecting in a cryptic social media post in January. She confirmed the pregnancy and that Musk was the father in an interview published Thursday. The baby, due in May, will be Musk's sixth child.

Fortunately, Musk has a $39.5 billion fortune to support them with, despite never having taken a paycheck from Tesla. The CEO refuses his $56,000 minimum salary every year. In January 2018, Tesla announced it would pay Musk nothing for the next 10 years — no salary, bonuses, or stock — until the company reaches a $100 billion market cap. If and when that happens, Musk could potentially overtake Amazon CEO Jeff Bezos as the richest person in the world.

Keep reading to find out what we know about how Musk amassed his fortune and how he spends it.

As a child growing up in South Africa, Musk taught himself to code. By the time he was 12, he sold the source code for his first video game for $500.


Source: MONEY

Just before his 18th birthday, Musk moved to Canada and worked a series of hard labor jobs, including shoveling grain, cutting logs, and eventually cleaning out the boiler room in a lumber mill for $18 an hour — an impressive wage in 1989.


Sources: MONEYEsquire - Elon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future

Musk got a pay cut to $14 an hour when he started a summer internship alongside his brother, Kimbal, at the Bank of Nova Scotia after cold-calling — and impressing — a top executive there.

Aaron P. Bernstein/Reuters

Sources: MONEYEsquire - Elon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future

See the rest of the story at Business Insider

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SEE ALSO: A look at the demanding schedule of Elon Musk, who plans his day in 5-minute slots, constantly multitasks, and avoids phone calls

DON'T MISS: Meet secretive Nutella billionaire Giovanni Ferrero, who built a $32 billion fortune off Tic Tacs, Butterfingers, and his namesake chocolates

PETA is demanding Marines stop 'swallowing scorpions and guzzling cobra blood' in the jungle

Posted: 05 Mar 2020 10:35 AM PST

U.S. Marine Sgt. Etrice Sawyer a native of Miami, Fla., with Combat Logistics Battalion 31, 31st Marine Expeditionary Unit, drinks the blood of a king cobraU.S. Army Photo by Sgt. Nicolas Cholula

  • US Marines recently took part in jungle survival training at the latest iteration of the Cobra Gold exercise, during which they ate scorpions and drank the blood of king cobras.
  • The training, led by the Marines' Thai counterparts, is designed to teach troops how to live off the land and survive should they find themselves fighting for their lives in the jungle.
  • But People for the Ethical Treatment of Animals (PETA) was troubled by the training and sent a letter to the Marine Corps' top general demanding he end the "crude killing of animals."
  • Visit Business Insider's homepage for more stories.

US Marines have been eating scorpions and drinking cobra blood as they learn to survive in the jungle, and People for the Ethical Treatment of Animals (PETA) is not happy about it.

The animal-rights advocacy group sent a letter to Marine Corps Commandant Gen. David Berger urging him to end the "crude killing of animals."

See the rest of the story at Business Insider

NOW WATCH: Step aboard the USS Kearsarge, the US Navy workhorse that takes Marines to war

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SEE ALSO: Wild photos show US Marines munching on scorpions and washing them down with snake blood as they learn to survive in the jungle

Grimes says Elon Musk's billions don't bother her because he isn't 'buying yachts,' and that she doesn't accept any financial help for her art (TSLA)

Posted: 05 Mar 2020 10:24 AM PST

GrimesJC Olivera/Getty Images

  • Musician Grimes defended her boyfriend, tech billionaire Elon Musk, in a new interview with Rolling Stone
  • Grimes said that Musk, whose net worth hovers around $40 billion, spends all his money and energy on making the world a better place. 
  • "I admire it a lot. I think it's great. To me, it does not contradict my beliefs," Grimes said. 
  • She also noted that she doesn't accept any of Musk's money for her work, and that "Grimes is funded by Grimes." 
  • Visit Business Insider's homepage for more stories.

Musician Grimes and tech billionaire Elon Musk have been dating since 2018, and their relationship has faced scrutiny from all sides.

But one of the more vocal corners of the internet is a faction of Grimes fans that feels betrayed by the indie musician dating a tech billionaire whose net worth hovers around $40 billion

See the rest of the story at Business Insider

NOW WATCH: Jeff Bezos reportedly just spent $165 million on a Beverly Hills estate — here are all the ways the world's richest man makes and spends his money

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SEE ALSO: Tech billionaire Elon Musk and musician Grimes are expecting a baby together. Here's where their relationship began and everything that's happened since.

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