Post Your Self

Hello Dearest readers

Its your chance to get your news, articles, reviews on board, just use the link: PYS

Thanks and Regards

Wednesday, January 1, 2020

How to of the Day

How to of the Day

How to Budget Your Money

Posted: 01 Jan 2020 08:00 AM PST

A budget could help you crush your outstanding debt, take charge of your financial future and even become a happier, more relaxed person. Depending on your circumstances, a proper budget may not require that you spend less. Instead, you may simply have to make more effective financial decisions.


[Edit]Budgeting Help

[Edit]Tracking Your Income and Expenses

  1. Gather what you need to start tracking your spending history. Collect past bills, bank and credit card statements, and receipts that can allow you to put together an accurate estimate of how much money you spend every month.
    Budget Your Money Step 1 Version 3.jpg
  2. Consider using software to help you budget. Personal finance software is quickly becoming the new trend in finance. These programs have built-in budget making tools that can help customize your budget, along with analytics that help you project cash-flow into the future and better understand your spending habits. Some popular personal finance software include:
    Budget Your Money Step 2 Version 3.jpg
    • Mint
    • Quicken
    • AceMoney
    • BudgetPulse
  3. Create a spreadsheet. If you choose not to use a budgeting software, you can determine your own budget by using a simple spreadsheet. Your goal is to chart all your expenses and income during the course of a year, so make a spreadsheet that shows all your information clearly, allowing you to quickly identify any areas where you can spend smarter.[1]
    Budget Your Money Step 3 Version 3.jpg
    • Label the row of cells across the top (starting with cell B1) with the 12 months of the year.
    • Create a column of expenses and revenues in column A. You can list either revenues or expenses first, but try to group expenses together and revenues together to avoid confusion.
    • You may want to group expense together with category headings. For example, you might have a category of "utilities" that includes your electric, gas, water, and telephone bills.
    • Decide whether you want to include items that are deducted directly from your paycheck such as insurance, retirement savings, or taxes. If you do not include them on your spreadsheet, be sure that you list your net (post-deduction) income rather than your gross (total, pre-deduction) income under the "revenue" section.
  4. Document your historical budget data for the last 12 months. Add all of your expenses and revenues for the past 12 months, using data from your bank and credit card statements to provide an accurate representation of all of your revenues and expenses.
    Budget Your Money Step 4 Version 3.jpg
  5. Determine your overall monthly revenue history. Are you on a fixed salary where you know for certain how much you're taking home each week? Are you a freelancer whose salary varies each month? Documenting a year's history can help you get an accurate view of your average monthly revenue. [2]
    Budget Your Money Step 5 Version 3.jpg
    • If you are an independent contractor or freelancer, keep in mind what you bring home is not the same thing as what you earn. For example, you may bring home $2,500 every month, but that's pre-tax. Figure out how much you're likely to need to pay in taxes and subtract that from your monthly income to arrive at a more accurate number.
    • If you are a salaried employee, don't factor in a possible tax refund into your overall income. Your monthly income should reflect only what you bring home after taxes. If you do get a tax refund, you'll get to do with it as you please; if you don't, you won't need to worry about it.
  6. List all of your monthly expenses on the spreadsheet. What are the bills that you have to pay every month? How much do you spend every week on groceries and gasoline? Do you go out to dinner with friends every Friday night or to the movies once a week? How much money do you spend on shopping? Tracking a year of actual spending will help you develop an accurate view of your spending habits, since most people underestimate the amount they believe they spend every month.[3]
    Budget Your Money Step 6 Version 3.jpg
  7. Analyze your revenue and expenses. If your expenses are greater than your revenue, you are living way beyond your means. Your budget should be divided into two groups:
    Budget Your Money Step 7 Version 3.jpg
    • Fixed Expenses. These include regular monthly expenses such as bills, insurance, loan debts, food, and necessary shopping items like clothing and household products.
    • Discretionary Expenses. Discretionary expenses are unfixed expenses that may be "optional." Items that fall into this category include savings, entertainment, vacation funds, and other luxuries.

[Edit]Creating Your Budget

  1. Create a preliminary budget. The history established in Part 1 will help you create an accurate preliminary budget. You should calculate your fixed expenses and revenue, then decide how you want to spend your discretionary money.
    Budget Your Money Step 8 Version 3.jpg
    • To calculate fixed expenses, take an average for each month over the past year, then add about 5%. For example, if your power bill varies seasonally but averages to $210 per month, you should estimate the bill at $220 per month.
    • Be sure to account for changes to fixed expenses, such as paying off a student loan or adding a payment for a new car.
  2. Set goals for the bulk of your discretionary spending. Now that you have determined how much discretionary money you should have leftover every month, decide how you want to spend that money. Your goal should be clear, explicit, and actionable. Some short-term goals may be:
    Budget Your Money Step 9 Version 3.jpg
    • Save $8,000 in an emergency savings fund
    • Put 5% of each paycheck in a savings account
    • Pay off credit card balances in 12 months
    • Save $6,000 for an anniversary vacation
  3. Maximize tax advantages. There are ways of saving money that can offer tax benefits. If you put money directly from your paycheck into a 401(K) or personal IRA, the money can be deducted prior to being subject to taxes. Some companies even offer partial matching for retirement contributions, which can make your savings go even further.
    Budget Your Money Step 10 Version 3.jpg
  4. Budget out the rest of your discretionary spending. This part of your budget is all about identifying values. What values do you have and how do you want to spend your money to realize them? Money, after all, is a means to an end, not an end in itself.
    Budget Your Money Step 11 Version 2.jpg
    • What sort of a person are you, and what do you like to do? Many people end up spending money on hobbies, interests, or charities. Think of this as investing in an experience or feeling of satisfaction.
    • Think about what makes you really happy. A popular theory is people who spend money on experiences are actually happier than people who spend money on possessions.[4]
    • Consider setting aside more money for travel and vacation.

[Edit]Becoming a Budget Pro

  1. Stick to your budget and don't overspend. This is the first rule of budgeting, and pretty much the only one. It sounds fairly obvious, but it's easy to go over budget, even when you have one in place. Be mindful of your spending habits and what your money is going towards.[5]
    Budget Your Money Step 12 Version 3.jpg
  2. Try to reduce your expenses. Larger expenses can be the most unpleasant but most effective ways to stay within a budget. If you take an annual vacation, consider staying home this year. Smaller expenses can also add up.
    Budget Your Money Step 13 Version 3.jpg
    • Try to identify and cut back on any expensive luxuries you enjoy. If you enjoy a weekly massage or have a preference for expensive wine, cut down on the frequency of these treats so you're spending money on them only once a month or once every second month.
    • Save money on smaller expenses by switching to generic brands and eating home more often. Try not to go out to eat more than one or two times every week.[6]
    • See if you can reduce any of your fixed expenses by switching to a less expensive cell phone plan, reducing your television package, or improving your home's energy efficiency.
  3. Treat yourself periodically, but within reason. Your money has to work for you, not the other way around. You don't want to feel like a slave to your budget, or to money in general, so it's important to allow yourself a small treat every month that won't break your budget.
    Budget Your Money Step 14 Version 3.jpg
    • Don't abuse your own rewards system to the point where it gets counterproductive and ends up affecting your budget. The idea is to treat yourself to smaller, cheaper items like a latte or a new shirt and to avoid splurging on more expensive items like a vacation or a pricey pair of shoes.
  4. Pay off credit card balances every month. If you use credit cards, you should try to keep them at a zero balance every month to avoid costly fees. If you cannot pay off the current balances, prioritize paying them off within a reasonable time period so that you can get to zero balances.
    Budget Your Money Step 15 Version 3.jpg
    • Try switching to cash payments for most weekly purchases—particularly "extras" like eating out or coffee shop lattes. This can help you control your spending, as people are more aware of the money they're spending when using cash than when swiping a card.
  5. Cut your taxes. Take better advantage of itemized deductions when you file your taxes every year.
    Budget Your Money Step 16 Version 3.jpg
    • Start keeping your receipts, especially if you're an independent contractor and work from home or remotely. There are many amenities you can expense as part of your contract work when doing your taxes.[7]
    • It's a good idea to research ways to get a better tax refund as a contractor or ask your accountant how you can get a better refund.
  6. Appeal your home assessment. If you're a homeowner and have sufficient evidence, you might be able to cut your real estate taxes by challenging the value that a home assessor puts on your property.
    Budget Your Money Step 17 Version 2.jpg
  7. Don't count on windfalls. Don't factor in potential (unsure) sources of revenue, such as year-end bonuses, inheritances, or tax refunds. You only want to include guaranteed money in your budget.
    Budget Your Money Step 18.jpg


  • Save your loose change in a jar and then take it into the bank to be rolled. You'll be surprised how your small change can add up.[8]
  • Avoid debt in the form of high-interest credit cards and payday loans, as they will incur high interest and end up costing you quite a bit of money, especially if you will struggle to pay off your bill on time, every month.[9]

[Edit]Related wikiHows


[Edit]Quick Summary

How to Set Goals and Achieve Them

Posted: 01 Jan 2020 12:00 AM PST

Few things are better in this world than setting a goal and achieving it. Just like when athletes experience a type of "runner's high" after a race, so too does completing any goal produce a sense of elation and pride. This article explores many ways of setting and pursuing goals. Goals won't just complete themselves. You need to be regimented in your pursuit of them. Get started. Keep going. Achieve your aspirations.


[Edit]Formulating Your Goals

  1. Decide what you really want to achieve. Don't be concerned about what others want for you. Make your goals for yourself. Studies show that when your goals are personally meaningful, you're more likely to achieve them.[1]
    Set Goals and Achieve Them Step 1 Version 4.jpg
    • Oftentimes, this is the hardest part of the goal-making and fulfilling process. What do you want? The answer to this is often a mixture of intrinsic and extrinsic motivation. Buzz phrases like "stay true to yourself" clash with familial and work obligations. Find goals that promote a balance in your life - goals that make you happy and benefit your loved ones and others that depend on you.
    • Consider asking yourself some questions, such as "What do I want to offer my family/community/world?" or "How do I want to grow?" These questions can help you determine the direction to take.[2]
    • It's okay if your ideas are fairly broad at this point. You'll narrow them down next.
  2. Prioritize. Once you have an idea of what you really want to achieve, you need to prioritize these areas. Trying to work on every area of your life at once can leave you overwhelmed and unable to achieve any of your goals.[3]
    Set Goals and Achieve Them Step 2 Version 4.jpg
    • Split your goals into three areas: first, second, and third tier. The first-tier goals are the most important to you, and they may come more naturally. The second and third tier goals are not as important. They may also be more limited or specific.
    • For example, first tier goals could be "improve my health" or "spend more time with my family." Second tier goals could be "keep my room clean, learn to surf" and third tier goals could be "learn to knit, do laundry more regularly."
  3. Set specific goals. Be specific and realistic about what it is that you want to achieve. Research shows that setting a specific goal makes you more likely to achieve it and can even make you feel happier in general. Be as specific and detailed as possible, remembering that you may need to break large goals into smaller sub-goals.[4]
    Set Goals and Achieve Them Step 3 Version 4.jpg
    • Ask yourself some questions about your goals. What do you need to do to achieve them? Who will need to assist you? When will each stage of your goal need to be accomplished?
    • For example, "Be healthier" is too big and vague to be a helpful goal. "Eat better and exercise more" is better, but it's still not detailed or specific.
    • "Eat 3 servings of fruit and vegetables a day and exercise 3 times a week" is specific and concrete, making it much easier to achieve.
    • You also need to build the scaffolding for how you will achieve these goals. For example, to achieve your fruit and veg goals, will you bring healthy snacks along to work? Choose a fruit cup instead of fries the next time you eat out? For exercising, will you work out at the gym or go for walks in your neighborhood? Think about the individual actions you need to take to "add up" to your overall goal.
    • If you have multiple stages for your goals, when does each need to be accomplished? For example, if you're training for a marathon, you need to have an idea of how long each stage of training will take you.
  4. Be realistic. Setting the concrete, specific goal of "Buy a 3-bedroom apartment on the Upper East Side" won't help you if your budget is more "Studio apartment in Brooklyn." Keep your goals grounded in reality. It's okay to have aspirational goals, but you need to know exactly what to do to get you there.
    Set Goals and Achieve Them Step 4 Version 4.jpg
    • For example, if your ultimate goal is to buy a big house in the country, you will need multiple sub-goals to accomplish this. You'll need to save up money, build your credit, even possibly increase your income. Write out each of these sub-goals, along with the steps to take for each.
  5. Write out your goals. Be detailed, be clear, and include your deadlines. Writing them down tends to make them feel a little more real. Keep your list in a place where you can reference them frequently. This will help keep you motivated.[5]
    Set Goals and Achieve Them Step 5 Version 4.jpg
    • Word your goals positively. You're much more likely to achieve your goals when they are worded in positive ways, such as "Eat more fruits and vegetables" instead of "Stop eating junk food." another example of this is "Exercise more often" instead of "Sit around less".[6]
  6. Make sure your goal is measurable. How will you know when you've completed a goal? If your goal is to move to a new house, you'll know based on when you sign on the dotted line of your new lease or title papers. Other goals aren't measurable at first glance. If your goal is to become a better singer, then how will you know when you've reached it? Set measurable goals instead.[7]
    Set Goals and Achieve Them Step 6 Version 4.jpg
    • For example, you could memorize and "perfect" a single song. Learn to play an instrument while singing. Hit a new note. Measurable goals give you a sense of completion when you've finished them as you work towards a larger goal.[8]
    • Brainstorm ways of attaining your goals. Are there different ways to reach your goal? Write everything down that you can think of in three minutes, no matter how silly or impossible it may seem. If your goal is to get in shape, you might try joining a gym, eating differently, adjusting your daily schedule to incorporate more walks, riding a bike to work and back, making your own meals rather than eating a fast food joints regularly, or even taking the stairs rather than the elevator. There are often multiple routes to the same destination. Think about your goal as a final destination. What route or routes can you take?
  7. Keep your goals grounded in what you can achieve. Remember that you can only control your own actions, not anyone else's. "Become a rock star" is not really a feasible goal because it relies on others' actions and responses that you can't control. However, "form a band and practice our music until we're excellent musicians" is a goal that your own work can achieve.[9]
    Set Goals and Achieve Them Step 7 Version 4.jpg
    • Focusing on your own actions can help you face setbacks, too, because you will recognize that you can't control the roadblocks you may encounter.
    • Remember that goals can also be processes. For example, "become a senator" relies too much on others' actions, which you can't control. If you don't become a senator, you're likely to consider your goal as a failure even if you did your best. "Run for public office" is a goal that you can consider achieved, even if you don't win the election, because you went through the whole process to the best of your ability.
  8. Create a realistic schedule. Your deadline doesn't have to be exact, but it should be your best guess. Your deadlines must be realistic based on your goals. If you're a part-time worker making minimum wage, don't make your goal to have earned a million dollars by the end of the year. Give yourself enough time to accomplish what you've set out to do.[10]
    Set Goals and Achieve Them Step 8 Version 4.jpg
    • Set a deadline. We all procrastinate. It almost seems like a natural human quality, but when a deadline is approaching, you'll work harder to obtain your goal. Think about being in school. When a test was coming up, you knew you needed to study, and you did. Setting goals for yourself should work the same way too.[11]
    • Remember that some goals will take more time to achieve than others. "Eat more fruits and vegetables" can be achieved very quickly. "Become more physically fit" will take much more time and effort. Set your timelines accordingly.[12]
    • Take external deadlines and timelines into consideration. For example, if your goal is "Find for a new job," make sure to include any application deadlines that your prospective employers have.
    • Set up a rewards system. Humans respond well to reward systems. Whenever you accomplish part of your goal, however small your progress, give yourself a little reward. For example, if your goal is to practice your music more regularly, allow yourself a half-hour with a comic book or your favorite TV program once your daily practice is finished.
    • Stay away from punishing yourself if you don't meet your goals. Punishing yourself or beating yourself up about not accomplishing something can actually hold you back from accomplishment.
  9. Identify possible obstacles. Nobody really wants to think about what could go wrong when they're planning for success. However, identifying potential obstacles and how you'll deal with them is crucial to achieving your goals. If you don't, you won't have a game-plan when challenges inevitably present themselves.[13]
    Set Goals and Achieve Them Step 9 Version 3.jpg
    • Obstacles can be external. For example, if your goal is to open your own auto shop, you might not have the money to buy your own shop at first. If your goal is to open your bakery, you might not also have the time to spend with your family that you want.
    • Identify actions you can take to overcome these potential obstacles. For example, you could apply for a business loan, write a business plan to attract investors, or partner with a friend to go into business together.
    • Obstacles can also be internal. For example, a lack of information can be an obstacle, especially in more complex goals. Emotions such as fear and uncertainty can also be internal obstacles.
    • Actions you could take to address a lack of information could include reading up on the subject, asking a mentor for advice, practicing, or taking classes.
    • Acknowledge your limitations. For example, if the obstacle is that you don't have enough time to focus on setting up your business and spending the quality time with your family that you desire, there may not be a way to resolve that tension. However, you can talk with your family to let them know that the situation is only temporary.
  10. Tell people about your goals. Some people shy away from letting others in on their life goals. They fear that if they fail, they'll be ashamed. Don't think of it this way. Think of it as allowing yourself to be vulnerable, without which you can't connect with others or grow personally.[14] Others can help you reach your goals, can offer physical assistance, or just give you the necessary moral support.
    Set Goals and Achieve Them Step 10 Version 3.jpg
    • Others may not react as enthusiastically to your goals as you hope. What is important to you may not be as important to others. Recognize that there is a difference between constructive feedback and mean-spirited commentary. Listen to what they have to say, but in the long run, you'll have to decide how important your goal is to you.[15]
    • You may also encounter others who do not support your goals. Remember that you're working on your goals for you, not for anyone else. If you constantly meet with negativity from someone about your goals, express that you do not enjoy feeling judged or unsupported. Ask the person to refrain from judging you.
  11. Find a community of like-minded people. Chances are you aren't the only one with this goal. Find others who have the same aims. You can get started together and benefit from each other's knowledge and experiences. When you've reached your goal, you'll also have someone to celebrate with.
    Set Goals and Achieve Them Step 11 Version 3.jpg
    • Go online, utilize social media, and visit local places that cater to your goals. In our digital age, there are many ways of connecting, staying connected, and forming a community.

[Edit]Getting Started

  1. Start working toward your goals today. One of the hardest steps to achieving your goals is taking that first step. Begin immediately. Even if you don't know what your exact course of action is going to be yet, just go with your gut. Do something that is geared towards your goals. When you complete that step, recognize that you are on your way.[16] You're more likely to continue working on your goal if you can feel a sense of immediate progress.[17]
    Set Goals and Achieve Them Step 12 Version 3.jpg
    • For example, if your goal is "Eat healthier," go grocery shopping to buy fresh fruit and vegetables. Clear out your pantry of junk food. Go online and look for healthy recipes. These are small actions that are easily accomplished, but they can add up fast.
    • If you want to learn any new skill, you have to start practising. Strum a guitar and practice basic chords, if you want to become an excellent musician. Start reading self-help books designed to help beginners develop new skills. No matter what your goal is, there is a way that you can start immediately.
  2. Follow your plan of action. If you followed the steps presented earlier, you should have a good idea of what steps you need to take to achieve your goal. Now is the time to put them into action.[18]
    Set Goals and Achieve Them Step 13 Version 3.jpg
    • For example, if your goal is to buy that three-bedroom house, go to real estate websites and look around for houses that meet (or are close to) the criteria of what you want. Determine your budget and how much of a down payment you'll need. Set up a savings account for a down payment and start saving. Build your credit by paying bills responsibly and managing credit lines.
  3. Visualize achieving your goal. Research has shown that visualization can help improve your performance.[19] There are two forms of visualization: outcome visualization and process visualization. To meet your goals, combine the two.[20]
    Set Goals and Achieve Them Step 14 Version 3.jpg
    • For outcome visualization, imagine yourself accomplishing your goals. Make this visualization as concrete and detailed as possible. How good does it feel? Who is there to congratulate you? Do you feel proud? Happy?
    • For process visualization, imagine the steps that you must take to achieve your goal. For example, if your goal is to become a small business owner, imagine each action you take to achieve that goal. Imagine yourself creating a business plan, applying for a small business loan, pitching to investors, etc.
    • Process visualization helps your brain "encode prospective memories." Psychologists say that this process can help you feel like you can accomplish your goals because your brain already feels some of the success from them.[21]
  4. Keep a list. Review your goals daily. Read over your goals at least once a day. Read your goals when you get up in the morning and before you go to bed at night. Reflect on what you have done each day to work towards them.
    Set Goals and Achieve Them Step 15 Version 3.jpg
    • When you've completed a goal on your list, don't scratch it out entirely. Instead, move it to another list, this one for "accomplished goals." Sometimes, we focus on what we haven't achieved and forget about all the goals we've met. Keep the list of accomplishments around as well. It will be a good source of motivation.
  5. Ask for guidance. Find a mentor or someone who has achieved your goal to give you advice. They'll have insight into ways that you can achieve your goal or things to avoid if you want to succeed. Listen to them carefully. Consult them regularly.
    Set Goals and Achieve Them Step 16 Version 3.jpg
    • Just like in school, you wouldn't necessarily choose to teach yourself advanced mathematics. It is far easier if you have a teacher — someone who knows the "formulas" to success — to help you along the way, to explain ways of overcoming obstacles, and to celebrate with once you've succeeded. A good mentor will be just as proud of you for achieving your goal as you'll be of yourself.

[Edit]Handling the Journey

  1. Recognize "false hope syndrome." False hope syndrome is probably already familiar to you if you've ever set a New Year's resolution. Psychologists describe this syndrome in three parts that make up a cycle: 1) setting the goal, 2) feeling surprised by its difficulty, 3) giving up on the goal.[22]
    Set Goals and Achieve Them Step 17 Version 3.jpg
    • False hope syndrome often happens when you expect immediate results from your actions. For example, you might set a goal of "Become more physically fit" and then get discouraged when you've been working out for two weeks without noticeable changes. Just remember that some goals do take time and setting up clear stages and timeframes can help combat unrealistic expectations.
    • This syndrome can also happen when the initial "rush" of the goal wears off. For example, the goal "Learn to play the guitar" is really exciting for a little while, as you buy a new instrument, learn a few chords, etc. However, when the real work of daily practice, calluses, and chord progressions sets in, you may lose momentum. Setting small goals and celebrating small successes can help you keep your momentum going.
  2. View challenges as learning experiences. Several studies have shown that people who treat setbacks as learning experiences are more likely to feel positive about their ability to achieve their goals.[23] If you view challenges, setbacks, or even your own mistakes as "failures" and beat yourself up for them, you'll be focusing on the past instead of looking toward the future.
    Set Goals and Achieve Them Step 18 Version 2.jpg
    • Research has shown that people who accomplish their goals don't usually have fewer setbacks than people who give up on their goals. The difference is in how you envision the setbacks. Can you learn from what went wrong to do something differently next time?[24]
    • The drive for perfectionism can also hold you back from acknowledging mistakes as sources of growth. When you hold yourself to impossible standards of performance, you're actually more likely to feel like your goals can't be achieved.[25][26]
    • Instead, be compassionate with yourself.[27] Remind yourself that you are human, and that all humans make mistakes and experience challenges. [28]
    • Studies have shown that positive thinking is effective at helping people learn and adapt than focusing on your mistakes or flaws. Next time you find yourself beating yourself up over a perceived failure, remind yourself that you can learn from every experience, no matter how unpleasant it is in the moment.[29]
  3. Acknowledge every victory. So much of achieving goals is a matter of perception. Celebrate small wins. If your goal is to make straight A's and you do well on an exam, celebrate it. If you goal is to become a lawyer, celebrate every hoop you successfully jump through, such as getting into law school, doing well in a course, passing the bar, and finally getting a job.[30]
    Set Goals and Achieve Them Step 19 Version 2.jpg
    • Celebrate benchmarks or milestones. Some goals will take years if not longer to accomplish. Recognize and celebrate the amount of time that you've spent doing something. Practice takes time and effort. Recognize and be proud of the amount of time you've put into something.[31]
    • Celebrate the smallest accomplishments, too. For example, if your goal is "Eat healthier" and you're able to say "no thanks" to that greasy but delicious slice of pizza, pat yourself on the back for your willpower.
  4. Stay passionate. Whatever your goal is, it is a goal for a reason. It is something that you want for yourself in the future. Let that passion and drive show. Reminding yourself about what you are working towards can help you get through momentary difficulty or unpleasantness.[32] Sometimes, the best destinations force you to take the roughest trails.
    Set Goals and Achieve Them Step 20 Version 2.jpg
  5. Revise your goals if necessary. Life is filled with lemons that don't make very good lemonade. Sometimes, unexpected things happen that will affect your plans. Don't be afraid to recalibrate, think of new plans, set new goals, and in some cases reject old goals that you might not care about any more.
    Set Goals and Achieve Them Step 21 Version 2.jpg
    • Setbacks are natural. They shouldn't automatically deter you from your ultimate goals. Recognize why you are facing a setback. Is it something you can control or not? Move forward accordingly.[33]
    • Consider new opportunities. Some of the best things in life aren't planned. Say yes to new opportunities if they help further your own goals or present new, better goals.
  6. Persevere. Keep track of the small successes you accomplish. Achieving these smaller tasks will help you build your self-confidence, because you'll know that you're capable of achieving things you set out to do. Remind yourself of your past successes when you find yourself struggling.[34]
    Set Goals and Achieve Them Step 22 Version 2.jpg
    • Remember that setbacks don't mean failure. Author J.K. Rowling's Harry Potter novels were rejected twelve times in a row before a publisher agreed to take a chance on them.[35] Inventor Thomas Edison's schoolteachers told him he was "too stupid to learn anything."[36] Oprah was fired from her first television job and told she was "unfit for TV."[37]
    • Sometimes it's that negative feedback from others that fuels our drive to be successful at our goals and dreams.


[Edit]Related wikiHows


[Edit]Quick Summary


No comments:

Post a Comment

Gameforumer QR Scan

Gameforumer QR Scan
Gameforumer QR Scan