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Sunday, January 12, 2020

financial dictionary pdf - financial terminology dictionary - financial dictionary app

financial dictionary pdf - financial terminology dictionary - financial dictionary app


Agency MBS Purchase Definition

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Agency MBS Purchase typically refers to the U.S. Federal Reserve's $1.25 trillion program to purchase agency MBS during the 2008 Financial Crisis.

Top Communications Stocks for January 2020

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These are the communications stocks with the best value, fastest growth, and most momentum for January.

Is it a good idea to take out a loan to invest?

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It is inadvisable for an investor to invest using a loan through a risky investment avenue like the stock or derivatives market. Find out why it isn't a good idea to take out a loan to invest.

Invest through Equity Crowdfunding: Risks and Rewards

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Investing through equity crowdfunding carries risks such as risk of failure, fraud, and doubtful returns. But it also offers a number of rewards.

Inflation's Impact on Stock Returns

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Most studies conclude that expected inflation can either positively or negatively impact stocks, depending on a few factors.

How To Appeal Your IRS Audit

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The auditor's review isn't always the last word. Many taxpayers who are audited can successfully appeal their audits and save thousands of dollars.

Top Biotech Stocks for Q1 2020

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These are the biotechnology stocks with the best value, fastest growth, and most momentum for Q1 2020.

Top Utilities Stocks for January 2020

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These are the utilities stocks with the best value, fastest growth, and most momentum for January.

Home Depot Stock Could Trap Dip Buyers

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Home Depot shares are ticking higher after a fourth quarter decline, but aggressive sellers could return in coming weeks.

Key Levels for Netflix Stock in the First Half of 2020

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The streaming giant has beaten earnings estimates for seven consecutive quarters, and its next report is scheduled for Jan. 21.

U.S. Steel Stock Could Test 2016's All-Time Low

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U.S. Steel stock is finally capitulating to low benchmark prices, China subsidies, and the long-term manufacturing exodus.

Broker-Dealers and Financial Advisors: Costs and Payouts

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For financial advisors looking for a broker-dealer, it's wise to understand which ones offer the highest payouts and best services compared to costs.

4 ETFs to Short the Market

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Explore four exchange-traded funds (ETFs) that allow you to short a market segment or sector, which can help investors earn a profit during market corrections.

How Can I Invest in Gold?

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Investors looking to buy gold have three choices: the physical asset, a mutual fund/ETF that replicates its spot price, or futures and options.

What Price-To-Earnings Ratio Is Average in the Real Estate Sector?

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The price-to-earnings ratio is a commonly cited valuation metric that can help investors decide what stock price is appropriate given the earnings per share (EPS) generated by a company.

Indexed Universal Life Insurance: Pros and Cons

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Indexed universal life insurance offers tax benefits and potentially higher returns, but has a number of risks that need to be considered.

Top 4 Shareholders of Berkshire Hathaway

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Learn more about the largest institutional shareholders invested in Berkshire Hathaway's class A shares, which trade at over $300,000 per share.

An Introduction to Structured Products

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This article provides an introduction to structured products, with a particular focus on their applicability in diversified retail portfolios.

5 Types of REITs and How to Invest in Them

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Real estate investment trusts are a sound addition to a diversified portfolio. Learn what you need to know to invest.

The REIT Way

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Ever considered investing in real estate? A real estate investment trust – or REIT – buys, develops, manages and sells assets in real estate.

Key Reasons to Invest in Real Estate

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Investor sentiment has soured on the real estate sector has since the 2008 economic crisis, but it may be time to reconsider investing in real estate.

How Uber Uses Your Ride Data

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Customers are not just a source of revenue for a company's core business. Companies like Uber use information about them to generate additional revenue.

Energy-Efficient Buildings: Investing Pros, Cons

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Whether your interest in energy-efficient buildings is moral, financial, or both, take a look at the pros and cons from a financial perspective.

Using Bollinger Bands to Gauge Trends

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Learn three Bollinger Bands® strategies that can be used for analysis or generating trade signals.

Monster Beverage Stock Retests Highs After Bullish Call

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Monster Beverage shares moved sharply higher on Friday after Credit Suisse called the stock a Top Pick with an Outperform rating.

Bearish Engulfing Candles Appear on All Indexes

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As investors seem to be having second thoughts, we look inside the industrial sector and report on retreating small-cap stocks.

Traunch Defined

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A traunch is one of a series of payments to be paid out over a specified period of time, subject to certain performance metrics being achieved.

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Patent Troll Definition

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A patent troll is a derogatory term used to describe the use of patent infringement claims to win court judgments for profit or to stifle competition.

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Reserve-Replacement Ratio Definition

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Reserve-replacement ratio is the amount of oil added to a company's reserves divided by the amount extracted for production.

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Per Diem Payments Definition

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Per diem payments are a daily allowance employers give to their employees to cover some or all costs incurred during a business trip.

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2 Funds that Invest in Bitcoin (GBTC, ARKW)

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Find out how investors can participate more easily and more efficiently in the bitcoin phenomenon by investing in exchange-traded funds (ETFs).

Variable Annuity Definition

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A variable annuity is a type of annuity that can rise or fall in value based on the performance of its underlying investment portfolio.

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Statement of Financial Accounting Concepts (SFAC)

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The Statement of Financial Accounting Concepts is issued by the Financial Accounting Standards Board (FASB) and covers financial reporting concepts.

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Double Leverage Definition

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Double leverage is situation wherein a bank holding company lends money to one or more of its subsidiary banks, which in turn issues equity back to the parent.

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What Is Life Expectancy?

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Life expectancy is defined as the age to which a person is expected to live, or the remaining number of years a person is expected to live.

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Series 26

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The Series 26 is a FINRA-sponsored licensing exam that must be passed in order to become a supervisor or manager of agents selling mutual funds or variable insurance products.

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Microfinance vs. Macrofinance: What's The Difference?

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Microfinance is an individual-focused way to provide money to those who lack access to mainstream resources. Macrofinance is for economic development at the regional or national level.

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Asset-Based Lending Definition

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Asset-based lending is the business of loaning money with an agreement that is secured by collateral that can be seized if the loan is unpaid.

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Electronic Bill Payment & Presentment (EBPP)

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Electronic Bill Payment & Presentment (EBPP) is a process, which companies use to collect payments via the Internet or other electronic methods.

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Which Cars and Trucks Do Wealthy Americans Drive?

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The top vehicles owned by the wealthy today are less about prestige and more about towing capacity.

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First Mortgage Definition

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A first mortgage is the primary lien on the property that secures the mortgage and has priority over all claims on a property in the event of default.

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Indexed Annuity Definition

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An indexed annuity is a type of annuity contract that pays an interest rate based on a specific market index, such as the S&P 500.

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Form 1040: U.S. Individual Tax Return Definition

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Form 1040 is the standard U.S. Individual Tax Return form that taxpayers use to file their annual income tax returns with the IRS.

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Discretionary Beneficiary

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Discretionary beneficiaries are individuals or entities that a grantor names in a trust, life insurance policy, or retirement plan that have no legal proprietary interest.

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Window Guaranteed Investment Contract

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A window guaranteed investment contract is a type of investment plan that guarantees specified a rate of return on a series of principal payments.

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Tax Year Definition

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Tax year refers to the 12-month period covered by a taxpayer's annual tax return.

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What is the average price-to-earnings ratio in the banking sector?

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Explore the price-to-earnings (P/E) ratio in the banking industry and learn what the average P/E ratio is for most banking firms.

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What Is a Good Profit Margin for Retailers?

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Find out the typical profit margin for a major retail company, and learn how it compares to the profit margins for other industries.

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How ROA and ROE Give a Clear Picture of Corporate Health

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Both return on equity (ROE) and return on assets (ROA) measure performance, but sometimes they tell a very different story. This is why they're best used together.

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Who Are Willis Towers Watson's Main Competitors? (WLTW)

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Following a 2015 merger, Willis Towers Watson PLC is now one of the largest insurance advisory and brokerage firms. These are its competitors in the industry.

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Euro STOXX 50 Index Definition

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The Euro STOXX 50 Index is a market capitalization weighted stock index of 50 large, blue-chip European companies operating within Eurozone nations.

How the News Affects Stock Prices

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Stock prices move up and down due to fluctuations in supply and demand, and a breaking news report can have a drastic effect on stock prices.

Fisher's Separation Theorem Definition

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Fisher's separation theory states that the primary goal of any company is to increase its value to the fullest extent possible.

Top Small Cap Stocks for January 2020

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These are the small cap stocks with the best value, fastest growth, and most momentum for January.

What Is a Registered Retirement Savings Plan (RRSP) Deduction?

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A Registered Retirement Savings Plan Deduction is the maximum tax-deductible amount that a Canadian taxpayer is allowed to invest in an eligible plan.

Can a Simplified Employee Pension (SEP) Be Converted to a Roth IRA?

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Yes. The SEP IRA is a type of traditional IRA that receives employer SEP contributions, and it operates by the same rules.

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Tax-Smart Ways to Help Your Kids/Grandkids Pay for College

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Learn about plans and accounts that allow you to efficiently save for your child's or grandchild's education while shielding the savings from the IRS as much as possible.

Bank of America Earnings: What to Look For From BAC

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Bank of America (BAC) reports Q4 earnings before market open on January 15. Can it boost its net interest margin despite lower interest rates?

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Earned Income Definition

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Earned income includes wages, salaries, bonuses, commissions, tips, and net earnings from self-employment.

6 Ways to Fund a College Education

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You can go to college without going broke, but it may take an unconventional approach.

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The Top 5 Impact Investing Firms

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Learn what impact investing is and get information on some of the top impact investing firms ranked by total assets under management.

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Active Income Definition

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Active income refers to income received from performing a service. Wages, tips, salaries, and commissions are all examples of active income.

The Economics of a CrossFit Gym

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Learn the economics of opening a CrossFit gym, including the business model, relationship with corporate, expenses and projected revenues.

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Life Insurance Replacement: Rules, Laws & Regulations

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When replacing a life insurance policy, a lot can go wrong for the consumer. Find out how life insurance replacements are regulated by the states.

Evaluate Stock Price With Reverse-Engineering DCF

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This is a more accurate method to use when trying to find a target price for a stock.

EBITDA/EV Multiple Definition

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The EBITDA/EV multiple is a financial ratio that measures a company's return on investment.

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Zero-Cost Strategy Definition

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Zero cost strategy refers to a trading or business decision that does not entail any expense upon execution.

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The Difference Between Bitcoin vs. Bitcoin Cash

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We break down the difference between bitcoin and bitcoin cash, and what this difference might mean for the current status of the cryptocurrency and its future.

What Is a Summary Plan Description?

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A Summary Plan Description is a document that employers must give to employees in retirement plans or health benefit plans covered by ERISA.

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How Can I Put My IRA In a Trust?

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There are advantages and disadvantages of naming the trust as a beneficiary. They affect options for an individual's heirs.

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5 Countries With Easy Citizenship for Retirement

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Discover five of the countries that make it easiest for you to obtain citizenship and a second passport through residency, investment or other means.

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How Are Simplified Employee Pension (SEP) IRAs taxed?

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Understand the tax advantages of a Simplified Employee Pension IRA plan, and find out how both the employer and the employee can benefit.

Top Real Estate Stocks for January 2020

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These are the real estate stocks with the best value, fastest growth, and most momentum for January.

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The 10 Most Important Cryptocurrencies Other Than Bitcoin

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Altcoins sometimes present themselves as modified or improved versions of bitcoin. Given the volatility of bitcoin prices, you may wish to keep an eye on these 10 alternatives.

Gross Profits Insurance Definition

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Gross profits insurance is a type of business interruption insurance that provides funds in the amount of profit lost if an insurable event occurs.

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Carryover Basis

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Carryover basis is a method for determining the tax basis of an asset when it is transferred from one individual to another.

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Top Industrial Stocks for January 2020

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These are the industrial stocks with the best value, fastest growth, and most momentum for January.

What to Expect from JPMorgan Earnings

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JPMorgan is facing some external headwinds going into fourth-quarter results and for the full-year 2019.

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Hydrocarbon Definition

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A hydrocarbon is an organic chemical compound composed exclusively of hydrogen and carbon atoms.

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10 American Funds Mutual Funds with Long Track Records

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Learn about the performance of the mutual funds offered by Capital Group's American Funds that have the longest established track records.

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Understanding Indexed Universal Life Insurance vs. IRAs & 401(k)s

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Indexed universal life insurance is on the rise; however, critics argue that wisely allocated IRA and 401(k) funds normally offer better returns.

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How to Choose an Insurance Company

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Knowing how to choose an insurance company is not an easy task. There are several factors you should consider to make the right choice for your needs.

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Intestacy

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Intestacy refers to the condition of an estate of a person who dies without a will, and owns property that is worth more than their outstanding debts.

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6 Famous Female Financial Advisors

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You've seen the financial gurus on TV but have you seen these top six financial advisors? They have a lot to offer and a wealth of experience in the field.

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Gross Leverage Ratio

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Gross leverage ratio is the sum of an insurance company's net premiums written ratio, net liability ratio, and ceded reinsurance ratio.

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5 Biggest Microfinance Companies

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Here are the five largest and most influential microfinance institutions (MFIs).

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Balanced Funds: Vanguard (VGSTX) vs. Fidelity (FBALX)

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Learn about two popular balanced mutual funds that offer low expense ratios, quality management teams and limited turnover of assets

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3 Tax-Exempt Money Market Funds Worth Considering (VMSXX,PTEXX,FMOXX)

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Explore analyses of three tax-exempt money market funds that may be suitable for high net worth investors, and learn about the characteristics of these funds.

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Gross Income Definition

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Gross income represents the total income from all sources, including returns, discounts, and allowances, before deducting any expenses or taxes.

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Granular Portfolio Definition

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A granular portfolio is an investment portfolio that is well diversified across a wide variety of assets, typically with a significant number of holdings.

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At $1.3 Trillion, Apple Is Bigger Than These Things

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Apple's market cap is larger than the GDP of most countries, the U.S. budget deficit, and the inflation-adjusted costs of all but one U.S. war.

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Energy Derivatives Definition

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Energy derivatives are financial instruments in which the underlying asset is based on energy products including oil, natural gas, and electricity.

Married Filing Jointly Definition

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Married filing jointly is a filing status for married couples that have wed before the end of the tax year.

Cheapest to Deliver (CTD) Definition

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Cheapest to deliver (CTD) in a futures contract is the cheapest security that can be delivered to the long position to satisfy the contract specifications.

Internet of Energy (IoE) Definition

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The Internet of Energy refers to the automation of electricity infrastructures for energy producers, often allowing energy to flow more efficiently.

Don’t Have Health Insurance? What’s the Worst That Could Happen?

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Healthcare is expensive, but those without healthcare coverage put themselves at risk.

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Discounted Payoff (DPO) Definition

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A discounted payoff (DPO) is the repayment of an obligation for less than the principal balance outstanding.

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The Notional Value Calculation for a Futures Contract

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Learn how the notional value of a futures contract is calculated and why you need to know how to do so.

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Solvency Capital Requirement (SCR)

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A solvency capital requirement (SCR) is the amount of funds that insurance and reinsurance companies in the European Union are required to hold .

How Iran Impacts The Price and Supply of Oil

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If Congress approves the deal, Iranian oil will be widely available for the first time in years. When Iranian oil begins to flood the market, it will influence the world oil supply and oil prices—eventually.

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Reversionary Annuities Definition

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Reversionary annuities are a retirement income strategy that combines an insurance policy with an immediate annuity to provide for a surviving spouse.

Biofuel

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Biofuel is a type of energy source derived from renewable plant and animal materials.

Top 4 Long-Term Infrastructure Stocks of 2019

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The top four long-term infrastructure stocks of 2019 that outperformed the industry's benchmarks.

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