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Saturday, January 11, 2020

financial dictionary pdf - financial terminology dictionary - financial dictionary app

financial dictionary pdf - financial terminology dictionary - financial dictionary app


Cafeteria Plan Definition

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Cafeteria plans allow employees to choose from a variety of different benefit options that are made before any taxes are deducted.

Inward Investment Definition

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An inward investment involves an external or foreign entity either investing in or purchasing the goods of a local economy.

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Channel Stuffing Definition

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Channel stuffing is an unethical method of deceptively inflating sales figures by forcing an oversupply of product onto retail and distribution channels, such as a car manufacturer to dealerships.

Capital Investment Factors Definition

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Capital investment factors are factors affecting the decisions surrounding capital investment projects.

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Noise

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In a broad analytical context, noise refers to information or activity that confuses or misrepresents genuine underlying trends.

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Pretax Rate of Return Definition

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An investment's pretax rate of return tells you how much its value has increased over some period of time, before accounting for any taxes that may need to be deducted.

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Credit Analysis Definition

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Credit analysis looks at the quality of an investment by considering the ability of the issuer to repay its interest and other related obligations.

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The Bait and Switch Sales Tactic

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Bait and switch is an unethical practice in sales whereby the actual product for for sale differs substantially from its advertised quality or other attributes.

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Economic Indicator Definition

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An economic indicator refers to data, usually at the macroeconomic scale, that is used to gauge the health or growth trends of a nation's economy, or of a specific industry sector.

BHD—Berhad Definition

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BHD (Berhad) is a three-letter suffix used by Malaysian companies to denote limited liability, similar to LLC in the U.S. or Ltd. in the U.K. In Malaysia, a company with BHD is publicly traded, whereas the additional suffix Sendirian (SDN BHD) indicates a privately-held limited company.

Ordinary Annuity Definition

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An ordinary annuity is a series of equal payments made at the end of each period over a fixed amount of time.

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Multistage Dividend Discount Model

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The multistage dividend discount model is an equity valuation model that builds on the Gordon growth model by applying varying growth rates to the calculation.

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A Look At The Most Popular Bitcoin Exchanges

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Just as the field of cryptocurrencies is always changing, so too are the exchanges investors use to buy and sell those digital tokens.

Can You Retire in Spain With $200,000 of Savings?

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How far will a modest nest egg take you in Spain? Here's a look at the cost of retiring on the Costa del Sol, or in one of Spain's culturally rich cities.

Top Marijuana Stocks for January 2020

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These are the marijuana stocks with the best value, fastest growth, and most momentum for January.

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The 5 Best Places to Retire in North Carolina

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Natural beauty, reasonable cost of living, and affordable housing all give you ample choice when it comes to the best places to retire in North Carolina.

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Earned Premium Definition

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An earned premium is a pro-rated amount of paid-in-advance premiums that has been "earned" and now belongs to the insurer.

Narrow Moat Definition

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A narrow economic moat is a competitive advantage that one company enjoys over competing firms operating in the same or similar type of industry.

Life Insurance With an Increasing Death Benefit

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The pros and cons of increasing death benefit life insurance policies versus levelized death benefit policies.

Whole Life vs. Universal Life Insurance

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Whole life insurance caters to long-term goals, offering consumers consistent premiums and guaranteed cash value accumulation. Universal life insurance gives consumers flexibility in the premium payments, death benefits, and the savings element of their policy.

Channeling: Charting a Path to Success

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Learn how to trade channels, a chart pattern that tells you where to enter, where to exit and even how long the trade may take.

Understanding the Mutual Fund Style Box

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A style box is a graphical representation of a mutual fund's characteristics. Evaluate your investments, or your investment professional, with this simple tool.

How To Profit From Volatility

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Derivative contracts can be used to build strategies to profit from volatility. Example strategies to use are the straddle and strangle strategies.

One Day Your Roth IRA Will Fund Itself

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Find out how to set an investment goal, and see how a Roth IRA can help you reach it.

The Most Profitable Car Companies in 2019

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As the industry moved into 2020, the following five car companies were among the most profitable automakers in the world.

Introduction to Put Writing

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Selling/writing a put is a strategy that investors can use to generate income or to buy stock at a reduced price. Learn a strategy that produces income.

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How do you calculate variance in Excel?

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To calculate statistical variance in Microsoft Excel, use the built-in Excel function VAR.

Are Cafeteria Plans Subject to ERISA, FICA, or FUTA?

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Find out whether cafeteria plans are subject to ERISA, what they offer to employees and which benefits are subject to FICA and FUTA taxes.

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Stranger-Owned Life Insurance (STOLI) Definition

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Stranger-owned life insurance is an arrangement in which an investor holds a life insurance policy without any insurable interest in the insured.

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Death by a Thousand Cuts Definition

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Death by a thousand cuts is a figure of speech that refers to a failure that occurs as a result of many small problems.

Top Alternative Energy Stocks for Q1 2020

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These are the alternative energy stocks with the best value, fastest growth, and most momentum for Q1 2020.

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Voluntary Trust

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A voluntary trust is a type of living trust that is created during the lifetime of the trustor and is also known as an inter vivos trust.

Top Gold Stocks for January 2020

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These are the gold stocks with the best value, fastest growth, and most momentum for January.

What Are Average Operating Expenses for the Oil and Gas Sector?

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Learn about the average operating expenses and average margins for the oil and gas sector and how they differ by subsector.

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The 10 Most Expensive ZIP Codes in Miami

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Miami-Dade County, to be precise. It's home to Miami Beach (Fisher Island), the sixth-most-expensive ZIP code in the U.S. Median home price: $5.6 million.

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Enhanced Oil Recovery (EOR) Definition

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Enhanced oil recovery (EOR) is a process for extracting oil that has not already been retrieved through the primary or secondary recovery techniques.

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Homeowners Insurance Definition

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Homeowners insurance is a type of property insurance that covers losses and damages to an individual's residence, furnishings and other possessions.

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Consumption Tax Definition

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A consumption tax is a tax on the purchase of a good or service—or a system taxing people on how much they consume rather than what they add to the economy (income tax).

Old Economy

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Old economy is a term used to describe companies that enjoyed substantial growth from the wide-scale expansion of industrial an manufacturing sectors.

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Tax Preference Item

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Tax preference item is a type of income, normally tax-free, that may trigger the alternative minimum tax (AMT) for taxpayers.

Taxable Estate

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Taxable estate is the portion of a deceased person's net assets subject to taxation after deductions.

Bullet GIC

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A bullet GIC is type of guaranteed investment contract where both the principal and interest are returned to the payor at some date in the future.

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Command Economy Definition

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A command economy is a system where the government determines production, investment, prices and incomes.

Willie Sutton Rule

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The Willie Sutton Rule was derived from bank robber Willie Sutton, who when asked why he steals from banks answered "Because that's where the money is."

Immediate Beneficiary

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Immediate beneficiary refers to an individual or organization that receives immediate benefits from a trust's assets or a charitable gift.

Annual Investment Allowance (AIA)

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The Annual Investment Allowance is a form of tax relief for British businesses that is designated for the purchase of business equipment.

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Average Balance Definition

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The average balance is the balance on a loan or deposit account calculated over a given period.

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Cover Note Definition

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A cover note is a temporary document issued by an insurance company that provides proof of insurance coverage until final insurance documents are issued.

Death Benefit Definition

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A death benefit is a payout to the beneficiary of a life insurance policy, annuity or pension when the insured or annuitant dies.

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Level Death Benefit

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A level death benefit is a life insurance payout that is the same whether the insured person dies shortly after purchasing the policy or many years later.

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How U.S. Healthcare Costs Compare to Other Countries

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The U.S. has higher healthcare costs than most other countries. Learn what helps to drive up prices.

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What Is a Ginnie Mae Security?

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Find out how a Ginnie Mae, or Government National Mortgage Association security, functions in lending money for the purchase of a real estate property.

Canadian Royalty Trust (CanRoy)

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Canadian Royalty Trust, or CanRoy is an oil, gas or mineral company that is organized as a trust rather than as a traditional corporation.

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Advance Directive

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An advance direction is a document expressing a person's wishes about critical care when he or she is unable to decide for him or herself.

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Beneficiary Clause

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Beneficiary clause permits an investment vehicle policy owner to name individuals as primary and secondary beneficiaries.

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Gift Causa Mortis

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Gift causa mortis is a gift of personal property made with the expectation that the person giving the gift will soon die.

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Intangible Cost Definition

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An intangible cost is an unquantifiable cost emanating from an identifiable source that can impact, usually negatively, overall company performance.

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Aircraft Insurance

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Aircraft insurance provides liability and property coverage of aircraft.

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How Lockheed Martin Makes Money: Aeronautics, Missiles and Fire Control, Rotary and Mission Systems, and Space

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The majority of Lockheed Martin's sales come from its Aeronautics business, but its Missiles and Fire Control business has been growing fast recently.

JPMorgan Chase Earnings: What to Look For From JPM

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JPMorgan Chase (JPM) reports Q4 earnings before market open on January 14. Can the company deliver on net interest margin?

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Modified Adjusted Gross Income (MAGI) Definition

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The IRS uses your modified adjusted gross income (MAGI) to determine if you qualify for certain tax benefits.

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How to Qualify for Medicaid: Tips and Eligibility Requirements

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Determining if you qualify for Medicaid is just the first step in the process of proving your eligibility and gaining coverage.

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Married Filing Separately Definition

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Married filing separately is a tax status for married couples who choose to record their incomes, exemptions, and deductions on separate tax returns.

Top Consumer Staples Stocks for January 2020

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These are the consumer staples stocks with the best value, fastest growth, and most momentum for January.

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Top Health Care Stocks for January 2020

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These are the health care stocks with the best value, fastest growth, and most momentum for January.

Top Consumer Discretionary Stocks for January 2020

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These are the consumer discretionary stocks with the best value, fastest growth, and most momentum for January 2020.

The Top 5 Individual Shareholders of P&G

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Not surprisingly, the largest individual shareholders in the consumer goods company are current and former senior employees.

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Top Energy Stocks for January 2020

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These are the energy stocks with the best value, fastest growth, and most momentum for January.

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Top Financial Stocks for January 2020

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These are the financial stocks with the best value, fastest growth, and most momentum for January.

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How Do IRS Audits Work?

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Understanding the different types of IRS audits and their degree of seriousness can help you handle them.

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The Most Typical Holding in a Special Purpose Vehicle

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Property-based investments are the most common kind of holding within a Special Purpose Vehicle, or SPV, and they help the parent company.

VDIGX Vs. VEIPX: Comparing Two Vanguard Dividend Funds

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Learn about Vanguard Equity Income Fund Investor Shares and Vanguard Dividend Growth Fund, and the main differences between these two top-performing funds.

A Quick Guide for Futures Quotes

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Here is a quick guide for reading and understanding futures markets quotes.

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6 Steps to a Better Business Budget

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Learn how budgeting helps owners understand how to keep their businesses running. These six tips can help you create a top-notch small business budget.

5 Common Trading Multiples Used in Oil and Gas Valuation

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If you're considering investing in oil and gas, you should know about these five numbers used by analysts to understand company performance.

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Bitcoin vs. Ripple: What's the Difference?

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Here are the key differences between Bitcoin and XRP, two popular decentralized cryptocurrency systems.

Preparing a Portfolio For Climate Change

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How climate conscious investors can adjust a portfolio to make a difference, earn returns, and protect assets.

Top Materials Stocks for January 2020

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These are the materials stocks with the best value, fastest growth, and most momentum for January.

Does Your Car Insurance Company Report Accidents to the DMV?

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Find out when and how auto accidents get reported to the Department of Motor Vehicles and who must make a report.

If I short sell $5,000 worth of stock and the stock becomes worthless, wouldn't the return be much greater than 100%?

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The simple answer is that the maximum return of any short sale investment is 100%; however, the concepts underlying short selling are not so simple.

The History of Insurance

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Hammurabi's Code appears to be the first written insurance policy. Find out what the first written policy entailed and how the history of insurance evolved from there.

Insurance Loss Control Definition

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Insurance loss control is a set of risk management practices designed to reduce the likelihood of a claim being made against an insurance policy.

Kimchi Premium Definition

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Kimchi premium is the gap in cryptocurrency prices, notably bitcoin, in South Korean exchanges compared to foreign exchanges.

Top 3 Chinese Mutual Funds (MCDFX, FHKCX)

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Learn about some of the most popular and best performing mutual funds that offer investors exposure to the important emerging market economy of China.

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The 4 Biggest Chinese Banks

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Learn how the Chinese banking system is operated and managed, and get information about the top four largest banks in the country.

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Top 10 Checking Accounts for Seniors (JPM, WFC)

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Learn the 10 best checking accounts for seniors and the ways focusing on age-targeted accounts may result in missed opportunities for income and air mileage.

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Call Money Definition

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Call money, also known as "money at call," is a short-term financial loan that is payable immediately, and in full, when the lender demands it.

Commitments of Traders Report (COT) Definition

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The Commitment of Traders report is a weekly publication outlining the positions of various futures market participants.

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Top 4 Transportation Mutual Funds

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These top-rated mutual funds represent different diversified plays in the transportation industry for retail investors.

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Mutual Fund vs. ETF: Similarities and Differences

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Mutual funds and ETFs both consist of a mix of many different assets and represent a common way for investors to diversify. Learn what makes the similar and what sets them apart.

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Adjusted Balance Method Definition

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The adjusted balance method is a method of accounting for financing costs based on the balance owed at the end of the current period.

Top 4 Healthcare Mutual Funds for 2019

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The healthcare sector has recovered somewhat after a choppy 2018, even amid ongoing questions about the Affordable Care Act. For investors looking to buy, here's a look at some of the top healthcare mutual funds.

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5 U.S. Small-Cap Value Index Funds

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Find out which U.S. index funds do the best at investing in small-cap value stocks for higher potential returns at the lowest cost.

Growth And Income Fund

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Growth and income funds pursue both capital appreciation and current income, i.e., dividends and interest from bonds.

Index Investing

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Index investing is a passive strategy that attempts to track the performance of a broad market index like the S&P 500.

Unitized Fund

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A unitized fund is a type of fund structure that uses pooled funds to invest with individually reported unit values for investors.

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Focused Fund

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A focused fund is a mutual fund that holds a relatively small variety of stocks or bonds that focuses on a particular attribute.

Evergreen Option

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An evergreen option is a type of employee stock option plan in which additional shares are automatically granted to the plan every year.

What Is a Holistic Marketing Strategy?

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Understand what holistic marketing is, and learn how the components of this strategy work when applied to different business models and customers.

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Blend Fund

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A blend fund is a type of equity mutual fund that includes a mix of value and growth stocks.

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Top 5 Core Bond Funds for Long-Term Investors

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Some mutual funds are more appropriate than others for core bond holdings. Credit risk and expense ratios for mutual funds can impact investor returns.

A Guide to Core-Satellite Investing

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Core-satellite investing is designed to outperform the market with a mix of passive and active investments that reduce the portfolio's cost and risk.

An Example of an Investment Policy Statement

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Learn about the anatomy of an Investment Policy Statement (IPS). An IPS is the map, activity schedule and outcome document between a financial advisor and client.

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