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Sunday, January 5, 2020

Business News, Updates

Business News, Updates


Trump was photographed holding up a 'Never give up!' sign written in the Pinterest 'bridesmaid' font at his latest evangelical rally

Posted: 05 Jan 2020 10:40 AM PST

U.S. President Donald Trump delivers remarks during the 'Evangelicals for Trump' Coalition event at the King Jesus Church in Miami, Florida, United States on January 03, 2019.Photo by Stringer/Anadolu Agency via Getty Images

  • A bizarre moment pictured at President Donald Trump's latest "Evangelicals for Trump" rally showed the president holding a motivational sign written in what is colloquially referred to as "bridesmaid" font, which was popularized on Pinterest.
  • The "Never give up!" sign was an onstage gift presented to Trump by one of his evangelical supporters, who participated in hurricane relief in Florida, where the rally took place.
  • During the Friday rally at a mega-church outside Miami, Trump told supporters they had "God on our side" and addressed his administration's airstrike in Iraq that killed a top Iranian general.
  • In regard to the sign, he said "I like this. This is pretty nice. [...] I never give up, we will never give up, my administration will never stop fighting for Americans of faith."
  • Visit Business Insider's homepage for more stories.

A bizarre photo of President Donald Trump emerged from the "Evangelicals for Trump" rally he held in Florida on Friday. In it, Trump is holding a motivational sign written in what is colloquially referred to as "bridesmaid" font popularized on Pinterest.

The "Never give up!" sign was presented to Trump as an onstage gift by one of his evangelical supporters who worked to provide hurricane relief in Florida.

See the rest of the story at Business Insider

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Opening a high-yield savings account online made all the difference in paying off $33,000 of debt

Posted: 05 Jan 2020 10:30 AM PST

Shanna GoodmanCourtesy of Shanna Goodman

  • When my husband and I decided to get serious about paying our $33,000 of debt, we started by making automatic transfers into our savings account.
  • Then, we opened a high-yield savings account with online bank Ally, to keep our savings accessible, but not so accessible that we'd dip into them for regular spending.
  • We ended up loving the extra interest we earned with Ally, and applied the same separation of accounts to my business, too. Now, we've paid off that $33,000.
  • See Business Insider's picks for the best high-yield savings accounts »

A few years ago, my husband and I decided to get serious about paying off our debt, which included $19,000 in student loans and a $14,000 car loan. It seemed like a fairly insurmountable amount at the time, but creating a working plan with visuals put us on the right track, and we paid it all off. Four specific techniques helped us stay on track.

1. Transfer regular spending to debt payoff, then regular savings

One of the critical pieces to paying off our debt, then building savings, was to transfer regular spending to those goals.

See the rest of the story at Business Insider

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FREE SLIDE DECK: The Future of Fintech

Posted: 05 Jan 2020 10:01 AM PST

Digital disruption is affecting every aspect of the fintech industry. Over the past five years, fintech has established itself as a fundamental part of the global financial services ecosystem.

Fintech startups have raised, and continue to raise, billions of dollars annually. At the same time, incumbent financial institutions are getting in on the act, and using fintech to remain competitive in a rapidly evolving financial services landscape. So what's next?

Business Insider Intelligence, Business Insider's premium research service, has the answer in our brand new exclusive slide deck The Future of Fintech. In this deck, we explore what's next for fintech, how it will reach new heights, and the developments that will help it get there.

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Harvey Weinstein's criminal trial is about to start. Here's what to expect from the case that will test the power of the #MeToo movement.

Posted: 05 Jan 2020 10:00 AM PST

harvey weinsteinEduardo Munoz Alvarez/AFP/Getty Images

  • The trial of former Hollywood producer Harvey Weinstein begins on Monday. He's charged with raping one woman and sexually assaulting another.
  • Though more than 80 women have publicly accused Weinstein of sexual misconduct, just two women's allegations have resulted in criminal charges.
  • Weinstein's attorney Donna Rotunno told Insider that she's confident she can find a jury that'll judge Weinstein fairly despite the high profile of his case.
  • The stakes for the trial are immense. Weinstein could face a possible life sentence if he's convicted. And supporters of the #MeToo movement want to see him criminally punished.
  • Weinstein has pleaded not guilty to the charges and denied all allegations of wrongdoing, saying all his sexual encounters with women were consensual.
  • Visit Insider's homepage for more stories.

The long-awaited trial of Harvey Weinstein begins Monday, kicking off what is likely to be a grueling, weeks-long ordeal expected to test the power of the #MeToo movement and reveal whether years-old sexual assault allegations can result in a criminal conviction.

The former movie mogul stands accused of raping a woman in 2013, and of forcing another woman, Mimi Haleyi, to allow him to perform oral sex on her in 2006. The woman who accused him of rape in the case has not been identified.

See the rest of the story at Business Insider

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Pete Buttigieg said he won't commit to excluding high-dollar donors from being ambassadors

Posted: 05 Jan 2020 09:54 AM PST

FILE PHOTO: U.S. Democratic presidential candidate Pete Buttigieg holds a town hall event in Creston, Iowa, U.S. November 25, 2019.  REUTERS/Scott Morgan/File PhotoReuters

  • South Bend Mayor Pete Buttigieg said he wouldn't avoid appointing someone for an ambassadorship if they were a high-dollar donor to his campaign. 
  • Host Jake Tapper pressed the 2020 Democratic contender on CNN's "State of the Union" based on fellow hopeful Sen. Elizabeth Warren's pledge to not award positions to top donors. 
  • Buttigieg has had a turbulent time with reports on his wealthiest donors, including Warren's slams over a "wine-cave fundraiser" with billionaires, and an email from a top fundraiser that appeared to sell access to the mayor.
  • Visit Business Insider's homepage for more stories.

South Bend Mayor Pete Buttigieg said on CNN's "State of the Union" Sunday morning that he wouldn't avoid awarding ambassadorships to his top-dollar donors.

When host Jake Tapper pressed the 2020 Democratic contender on his fellow hopeful Sen. Elizabeth Warren's pledge to not appoint any high-dollar donors as ambassadors if elected, Buttigieg shrugged off a commitment, saying he would select ambassadors "based on their readiness to do the job" regardless of if they had supported his campaign or not.

See the rest of the story at Business Insider

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SEE ALSO: POWER RANKING: Here's who has the best chance of becoming the 2020 Democratic presidential nominee

DON'T MISS: Here's how much money 2020 presidential candidates raised in the last full fundraising quarter of 2019

9 fashion trends from the early 2010s that are already coming back

Posted: 05 Jan 2020 09:31 AM PST

Untitled design (2)Team GT/GC Images

Fashion cycles typically repeat themselves, and early trends from the 2010s are already making a comeback.

Retailers like Forever 21, Topshop, and Nordstrom are selling clothing reminiscent of trends that were frequently worn in the early 2010s, but with modern updates. The bandage dress, for example, has made its way back into the mainstream but has evolved to fit the standard of today's trends. Neon colors have also appeared to become a fashion favorite, with celebrities like Kim Kardashian West and Kylie Jenner frequently sporting the trend. 

Here's a look at some of the fashion trends from the early 2010s that are making a comeback.

Animal print is making its way back into mainstream fashion.

Photo by Gotham/GC Images via Getty Images

Animal prints took over during the early 2010s, and now they're coming back in full force. Leopard print and snakeskin have been the two most popular trends this season. Kim Kardashian West even wore four snakeskin prints in one outfit during an appearance in Miami. 

Everything from coats to leggings can be found in animal print, with brands like Forever 21 and H&M offering their own variations of the trend.



Ripped jeans took over the fashion industry.

Jacopo Raule/GC Images via Getty Images

Ripped denim jeans first made a debut in the early 2000s. However, they grew in popularity again in the early 2010s, and became widely known as "distressed denim" instead of "ripped jeans." 

Revolve's Angie Girlfriend Jeans ($78) are just one example of ripped jeans on the market.



Neon colors are having a moment again.

Photo by gotpap/Bauer-Griffin/GC Images via Getty Images

Neon colors were a popular trend just before 2010 and then disappeared. But with celebrities like Kim Kardashian West rocking various shades of lime green, fuschia, and lemon-yellow, the neon trend seems to have made a comeback within the last few years.

Neon shades are still available in stores everywhere. Not only is Urban Outfitters selling various neon clothing pieces — like the Ribbed Half-Zip Mock Neck Top ($36) — but other brands like ASOS and Fashion Nova are also in on the trend. 




See the rest of the story at Business Insider

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THE EVOLUTION OF THE US NEOBANK MARKET: Why the US digital-only banking space may finally be poised for the spotlight (GS, JPM)

Posted: 05 Jan 2020 09:30 AM PST

NeoBank Infographics 3x4Business Insider Intelligence

What is a neobank? Total Funding for Major European and US NeobanksBusiness Insider Intelligence

Neobanks, digital-only banks that aren't saddled by traditional banking technology and costly networks of physical branches, have been working to redefine retail banking in major markets around the world.

Top neobanks in the US & EU

The top neobanks in the US and EU include:

See the rest of the story at Business Insider

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SEE ALSO: Latest fintech industry trends, technologies and research from our ecosystem report

8 pieces of advice to help you retire when you want, according to people who have done it

Posted: 05 Jan 2020 09:30 AM PST

Bill and Rose Davidson in Sedona, ArizonaCourtesy of Bill Davidson

  • Retiring on your terms takes far more planning than just leaving work when you're ready. Taking steps today can help you retire when you want.
  • From paying off debt or a mortgage, to figuring out the best way to allocate your invested assets, these eight retirees explain their best pieces of advice for anyone wanting to retire. 
  • Business Insider is looking for snowbird retirement stories to feature in our Real Retirement series. If you're a snowbird retiree — or retired to Wyoming — and are interested in sharing your story, email yourmoney@businessinsider.com.
  • SmartAsset's free tool can help you find a financial planner to build your own retirement plan »

Retirement is more than just leaving work. 

If you want to make sure that you'll be able to retire when you want, retirees from Business Insider's Real Retirement series have some tips from their own retirement experiences, from paying off your mortgage and other debts, to working with a financial planner.

Here are these retirees' best pieces of advice for anyone who wants to leave work someday. 

1. Find a good financial planner and work on your equity allocation

Courtesy Dirk Cotton

When one of his friends tell him they're thinking about retiring, Dirk Cotton's first advice is to find an expert. "Find a good a retirement planner, because retirement planning is incredibly complex," he said. "They're extremely helpful and worth the investment, and it's worth it to start talking to them in the years before you retire."

He also suggests focusing on your investments. "The major thing that I would say is, 10 years before retirement, you probably want to end up somewhere in the neighborhood of 40% to 50% equity allocation," Cotton, who retired at 52, said. He said this is one of the big things that helped him retire comfortably in 2005 and get through the Great Recession. 

"I weathered that storm extremely well," he said, crediting this advice. "A lot of people had 100% equities when they were saving for retirement, and lost over 50% in a very short period of time."

 



2. Make time for a yearly or quarterly retirement planning check-in

Courtesy of Bill Brown

Bill Brown, who retired at 65, says one of the most helpful things he did was regularly set aside a few minutes to strategize. "I did this maybe once or twice a year," he said. "You sit back and you mentally go through, 'How am I doing? What could I change? What should I change?' And then, you alter it."

Doing this helped him and his wife realize they could be doing more to cover themselves with life insurance and long-term care insurance. It helped them to focus on the bigger picture of retirement planning, and keep on track to retire on time. 



3. Start planning sooner rather than later

Courtesy of David Fisher

"I got a late start. From 33 to 43, those quarterly statements I got from a TIAA, I threw them away," David Fisher, who retired at 65, told Business Insider. 

"When I was in my early 40s, I opened one of my quarterly statements that I used to throw away. And I said, 'Oh my goodness, I've got $30,000 to $35,000 in there. That's my money.' Then I became interested and retirement," Fisher said.

If he could turn back time, that's the advice he'd give to his 35-year-old self. "Invest early and invest as early as you can and put away whatever you can afford," he said. 




See the rest of the story at Business Insider

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Nicole Kidman and Keith Urban donated $500,000 to Australia's fire services amid devastating bushfires

Posted: 05 Jan 2020 09:27 AM PST

Nicole Kidman and Keith urban

  • Actress Nicole Kidman and her husband, singer-songwriter Keith Urban, have donated $500,000 to the Australian fire service in an effort to help with out-of-control bushfires
  • Their donation is the latest in a string of celebrity contributions, including the same amount from pop star Pink
  • The fires have been have killed at least 23 people and threaten a humanitarian crisis as food and fuel dwindle, and power and communications are cut off. 
  • Visit Insider's homepage for more.

Actress Nicole Kidman and her husband, singer-songwriter Keith Urban, announced on social media that they were donating $500,000 to the Australian Rural Fire Service, to help combat the massive bushfires that have been raging across the countryside in a particularly intense summer season.

The couple, both native Australians, are the latest celebrities to pledge their support, including pop star Pink who donated the same amount. 

See the rest of the story at Business Insider

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Mike Pompeo claims strike killing Iranian general was a 'collective decision' despite report saying leaders were 'stunned' by Trump's choice

Posted: 05 Jan 2020 09:12 AM PST

Mike PompeoJoe Raedle / Getty Images

  • Mike Pompeo backed Trump over the death of Maj. Gen. Qassem Soleimani in an interview on CBS News' Face The Nation on Sunday with host Margaret Brennan.
  • Pompeo told Brennan that it was a "collective decision" to kill the Iranian commander and that it was the "right decision."
  • "There was sound and just and legal reason for the actions the president took and the world is safer as a result of the bold action President Trump took," he added.
  • Visit Business Insider's homepage for more stories.

Mike Pompeo is backing Trump over the death of Maj. Gen. Qassem Soleimani as tensions between the US and Iran continue to grow. 

In an interview on CBS News' Face The Nation on Sunday host Margaret Brennan, Pompeo said that it was a "collective decision" to kill the Iranian commander and that it was the "right decision."

See the rest of the story at Business Insider

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SEE ALSO: Trump says the US killed a top Iranian general to 'stop a war' as Tehran vows revenge

Straight couples who live together before marriage may be less sexually satisfied

Posted: 05 Jan 2020 09:09 AM PST

sad couple comfortiStock

  • More couples are deciding to move in together before getting married than ever before, but it cause problems in their sex lives.
  • A recent study published in The Journal of Sex Research found that straight couples who lived together before getting married reported lower rates of sexual satisfaction than those who did not.
  • While more problems in a couple's sex life emerged in the first year of marriage for those who lived together beforehand, the negative impacts seem to eventually go away. 
  • Study authors said that more research needs to be conducted for conclusive results.
  • Visit Insider's homepage for more stories.

More couples are choosing to test the waters before saying "I do" than ever before, foregoing some of the marriage traditions of the past, like waiting until after the wedding to move in together.

While some relationship experts applaud the trend as a healthy step before marriage it actually may not be great for your sex life. 

See the rest of the story at Business Insider

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A UK lawmaker just came out as pansexual. Here's what that means.

Posted: 05 Jan 2020 09:08 AM PST

Layla MoranDan Kitwood / Getty Images

Layla Moran, a UK lawmaker, came out as pansexual on Friday. This makes her the first pansexual member of Parliament, according to LGBTQ news website Pink News.

Pansexuality is an identity that falls under the LGBTQ umbrella. It refers to having an attraction to people of all genders. 

See the rest of the story at Business Insider

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Veterinarians reveal 10 of the most common mistakes pet owners make

Posted: 05 Jan 2020 09:08 AM PST

sleeping cat kittenShutterstock

Helping your pet live their best life isn't always easy. 

But there are a few ways you could unknowingly be making their life a bit more difficult or even be missing out key warning signs related to their health. 

Here are common mistakes pet owners make and how to fix them, according to veterinarians. 

 

You should never try to cut matted fur out of a pet's ear.

Shutterstock

If long-haired dogs and cats aren't regularly groomed the fur on their ears can become thickly matted — but that doesn't mean you should grab your scissors and chop it off. 

"Matts are difficult to brush or comb out, so sometimes pet owners decide to take matters into their own hands and cut them out with scissors," Christie Long, veterinarian and head of veterinary medicine at Modern Animal, told Insider. "This is a mistake. Because it can be difficult to determine where the matt ends and the ear itself begins, it's easy to cut the ear."

The best way to deal with matted fur is to use a soft-bristled brush to gently comb out the matt. If this isn't possible — or you have an uncooperative pet — a trip a professional groomer may be in order. 



Socializing your new puppy early is vital.

Shutterstock

You may be tempted to keep your new bundle of fluff all to yourself, but allowing your new puppy to meet as many new people and animals as possible is crucial to their development. 

"Though it's important to keep a new puppy away from areas frequented by dogs with an unknown vaccination history, puppies need to meet new people and dogs in order to be properly socialized," said Long. 

She explained that if your dog isn't properly socialized they can become fearful of people or other animals and develop some aggressive tendencies. 

Puppy play dates with vaccinated dogs are a great start to helping your pet learn how to interact appropriately, and puppy kindergarten classes can help your animal bond with you and learn important commands. 

 



Many pet owners probably haven't given their cats enough litter boxes.

Shutterstock

Many cat owners might be unknowingly skimping on litter boxes. 

"Cats need plenty of clean areas where they can eliminate, and experts suggest that you should have a litter box for every cat you have, plus one additional box," said Long. 

Long also said that if cats don't have an unsoiled box to go in, they will often find other places — which can include your floor or personal belongings. And once cats get into bad bathroom habits, Long told Insider that it can be almost impossible to force them to change their ways.

Because of this, you'll want to provide your pet with multiple litter boxes as soon as possible and make it a habit to clean them daily.

 




See the rest of the story at Business Insider

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My husband and I don't have kids, so we asked ourselves 10 questions to decide who to include in our will

Posted: 05 Jan 2020 09:03 AM PST

couple huggingHinterhaus Productions/Getty Images

  • My husband I are updating our will in 2020 and face a challenge: We don't have children, so we have no obvious heirs.
  • Since we last wrote our will 10 years ago, we've acquired assets including a home, 401(k), and IRAs
  • We expect to split things between our siblings — though not evenly — and would like to leave some money to charity and create a scholarship fund.
  • Writing your will for free is easy with Fabric »

No matter what age you are, if you have anything of value, it is a good idea to draw up a will

My husband and I drew up our first one with LegalZoom, and will draw up the next one with a private attorney. Because we don't have children, it is far more complicated to lay out our wishes than it would be for someone who might wish to leave all of their belongings and assets to their kids.

See the rest of the story at Business Insider

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Tangia is a clay-pot dish popular in Marrakesh. Moroccan musician Abir took us to try it out.

Posted: 05 Jan 2020 09:02 AM PST

  • Tangia is a dish that gets its name from a tall, urn-like clay pot.
  • Insider producer Medha Imam meets with Moroccan American singer/ songwriter ABIR to try the clay-pot dish called tangia.
  • Insider gets an inside look on the popular dish from Marrakesh gets made at Nomad in the East Village.
  • Visti Insider's homepage for more stories.

Following is a trasncript of the video.

Medha Imam: Guys, I can't do it.

Abir: OK, we're gonna, sorry. I, like, almost choked on my...

See the rest of the story at Business Insider

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Get the latest news, data, highlights, and analysis from the Business Insider Intelligence research team - FREE

Posted: 05 Jan 2020 09:02 AM PST

How lash extensions are made

Posted: 05 Jan 2020 08:52 AM PST

  • Lash extensions are an incredibly popular lash-enhancing service meant to give natural eyelashes a full and voluminous look.
  • LashBase is the UK's biggest lash-product supplier. It makes eyelash extensions and the products to apply them.
  • In a multistep process, PBT fibers are taped, cut, and curled into a ready-to-glue lash extension.
  • Visit Insider's homepage for more stories. 

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Trump was reportedly given a 'menu' of options for the Iran strike that included ships, missile facilities, and militia groups

Posted: 05 Jan 2020 08:45 AM PST

donald trump mar-a-lagoNICHOLAS KAMM/AFP via Getty Images

  • Pentagon officials offered US President Donald Trump a list of other, less-severe options for dealing with escalating tensions with Iran, the New York Times reported.
  • Trump ultimately chose to target Qassem Soleimani, a senior Iranian military official, who was killed in a US airstrike on Friday.
  • The other options included strikes on Iranian ships, or missile facilities, or against Iranian-backed militia groups in Iraq.
  • Trump chose to strike against militia groups first. He later elected to target Soleimani.
  • Visit Business Insider's homepage for more stories.

Pentagon officials reportedly offered US President Donald Trump a list of other, less-severe options for dealing with escalating tensions with Iran. Trump ultimately chose the option to target Qassem Soleimani, a senior Iranian military official, who was killed in a US airstrike on Friday.

The New York Times' Helene Cooper, Eric Schmitt, Maggie Haberman and Rukmini Callimachi reported that Pentagon officials offered Trump an initial "menu" of choices for dealing with escalating Iranian-led violence against American targets in Iraq.

See the rest of the story at Business Insider

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A phone call to my student loan servicer changed the way I saw my $28,000 debt, and spurred me to pay it off 7 years early

Posted: 05 Jan 2020 08:30 AM PST

woman bike commuting travelerWestend61/Getty Images

  • I graduated college with $28,000 in student loans. My minimum student loan payment was $350 a month, which was 20% of my take-home pay.
  • I called my student loan servicer to find out what would happen if I paid an extra $10 a month, and they told me it would take an entire year off my debt repayment. I couldn't believe it.
  • I wanted to become debt-free as quickly as possible, and that moment changed how I started to approach money. It made me realize that how I spent my money, even just a few dollars, could alter my future for the better.
  • I started changing the way I managed my money, and paid off my loans in three years instead of 10.
  • Get a free quote from our partner SoFi to see how much money refinancing your student loans could save »

I graduated college with $28,000 in student loans. That may seem like pennies to some, but I wasn't exactly rolling in dough. As an entry-level newspaper reporter, $28,000 was also my starting salary.

When you're barely squeaking by month-to-month, it's easy to feel trapped by your debt. But as I soon discovered, a tiny change in approach — and mindset — was all it took to feel in control of my financial situation.

See the rest of the story at Business Insider

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'Star Wars: The Rise of Skywalker' wins the box office for a third-straight weekend but is tracking slower than its predecessors (DIS)

Posted: 05 Jan 2020 08:27 AM PST

The Rise of Skywalker DisneyDisney

  • "Star Wars: The Rise of Skywalker" won the domestic box office for a third-straight weekend.
  • The third installment of the Star Wars sequel trilogy brought in $33.7 million over the weekend, bringing its domestic total to $450.8 million.
  • However, it's still behind what "The Force Awakens" and "The Last Jedi" earned by week three.
  • "Skywalker" could be the first movie out of the most recent "Star Wars" trilogy to not earn $600 million domestically by the end of its theatrical run.
  • Visit Business Insider's homepage for more stories.

Disney's "Star Wars: The Rise of Skywalker" is still doing big business at the domestic box office as it stayed in the top spot for a third consecutive weekend after taking in $33.7 million. But compared to its previous chapters in the Skywalker saga, the movie is a little sluggish by "Star Wars" standards.

The movie's domestic total is now at $450.8 million, a fantastic figure for any blockbuster after three weeks, but at this time two years ago "The Last Jedi" had brought in $531.5 million. And 2015's "The Force Awakens" raked in the domestic cume after the third weekend of an incredible $742.2 million.

See the rest of the story at Business Insider

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SEE ALSO: The 6 winners and losers at the 2019 summer box office