Post Your Self

Hello Dearest readers

Its your chance to get your news, articles, reviews on board, just use the link: PYS

Thanks and Regards

Thursday, January 2, 2020

Business News, Updates

Business News, Updates

Trump's tariffs are driving job losses and production cost hikes, the Fed says

Posted: 02 Jan 2020 09:59 AM PST

woman factory worker carBill Pugliano / Stringer / Getty Images

  • President Trump's tariffs are harming the sector he pledged in 2016 to protect, according to a recent Federal Reserve study.
  • The president's 2018 tariffs fueled job loss throughout the ailing manufacturing industry and increased input costs, the December 23 study said.
  • The duties did provide some import protection to US-based firms, but any benefits were outweighed by boosted production expenses and retaliatory tariffs, the Fed added.
  • The findings come as the US manufacturing sector remains mired in recession and a separate report says 2019 brought the most job cuts in four years.
  • Visit the Business Insider homepage for more stories.

President Trump's tariffs are harming the very companies he pledged to protect, as a recent Federal Reserve study highlights the negative effects of the president's trade policy.

Trump has levied tariffs on hundreds of billions of dollars worth of imports from Asia, Latin America and Europe. The president's trade war with China led the nation to fire back with retaliatory tariffs, and while a phase-one deal is scheduled to be signed January 15, the conflict still weighs on both economic superpowers.

See the rest of the story at Business Insider

NOW WATCH: A big-money investor in juggernauts like Facebook and Netflix breaks down the '3rd wave' firms that are leading the next round of tech disruption

See Also:

Alexandria Ocasio-Cortez says she's 'really proud of' Julián Castro's campaign as he drops out of the 2020 race and enters the veepstakes

Posted: 02 Jan 2020 09:57 AM PST

Julian Castro debateJim Watson/AFP/Getty Images

  • Several prominent Democrats praised former HUD secretary Julián Castro on Thursday shortly after he announced the end of his 2020 presidential bid. 
  • Ocasio-Cortez, who has celebrated Castro's policy positions on issues including immigration, said she was "proud of" his campaign, which she called an "act of service" to the progressive cause. 
  • Sens. Elizabeth Warren and Cory Booker, both 2020 candidates, thanked Castro for his contributions to the policy debate. Warren called Castro a "powerful voice" for "bold and progressive plans." 
  • Notably, Warren and Booker have the most to gain from Castro's primary exit. More than four out of five of Castro's supporters like Warren and nearly 70% of Castro's fans like Booker, according to Insider polling.
  • Visit Business Insider's homepage for more stories.

Several prominent Democrats, including 2020 presidential candidates and freshman Rep. Alexandria Ocasio-Cortez, praised former HUD secretary Julián Castro on Thursday shortly after he announced the end of his 2020 presidential bid. 

Sens. Elizabeth Warren and Cory Booker, both primary competitors, thanked Castro for his contributions to the policy debate. Warren called Castro a "powerful voice" for "bold and progressive plans." 

See the rest of the story at Business Insider

NOW WATCH: Extremists turned a frog meme into a hate symbol, but Hong Kong protesters revived it as an emblem of hope

See Also:

SEE ALSO: The Democratic candidates whose supporters are most pro-impeachment are not who you expect

LendingTree lets you compare loan offers to get the best deal, the same way you shop for flights

Posted: 02 Jan 2020 09:57 AM PST

building a houseJetta Productions Inc/Getty Images

I'm a savvy traveler, and I would never, ever book a flight without first comparing offers on sites that show deals from multiple airlines. When it comes to financial products, though, I rarely shop around. 

That's not because I don't want a great deal, but rather because I find it overwhelming to speak with multiple lenders and try to sort through fees and rates to make the best choice. Unfortunately, that means I sometimes leave money on the table, or pay too much for a loan. 

See the rest of the story at Business Insider

NOW WATCH: 9 items to avoid buying at Costco

See Also:

Lush's cheeky bath bombs shaped like the eggplant and peach emojis are back for Valentine's Day

Posted: 02 Jan 2020 09:56 AM PST

lush underrated products bath bombs shower scrub lotion 3Benoit Daoust/Shutterstock

We're only a few days into January, but Lush is already preparing for Valentine's Day.

In a press release shared with Insider, the cosmetics company announced it will be relaunching its peach and eggplant-shaped bath bombs — which were designed to look like the popular emojis — as permanent products.

See the rest of the story at Business Insider

NOW WATCH: Taylor Swift is the world's highest-paid celebrity. Here's how she makes and spends her $360 million.

See Also:

The 15 places most affected by extreme weather events in the last 20 years

Posted: 02 Jan 2020 09:49 AM PST

This photo taken on February 3, 2019 shows the chapel in Sitio Pariahan, Bulacan, located amid encroaching bay waters. - Areas north of Manila like the provinces of Pampanga and Bulacan have sunk four-six centimetres (1.5-2.4 inches) a year since 2003, according to satellite monitoring. The creeping bay waters put people and property at risk, while the threat is amplified by high-tides and flooding brought by the roughly 20 storms that pound the archipelago every year. (Photo by Noel CELIS / AFP) / TO GO WITH Philippines-water-climate,FEATURE by Joshua MELVIN (Photo credit should read NOEL CELIS/AFP via Getty Images)NOEL CELIS / Contributor

  • In the last decade, climate-fueled disasters were the No. 1 force behind internal displacement, according to a report from Oxfam, driving 20 million people from their homes a year.
  • While extreme weather events aren't exclusive to poorer or developing countries, they tend to affect them most severely.
  • NGO Germanwatch listed the 15 places most severely affected by extreme weather events between 1999 and 2018 in the 15th edition of its global climate risk index. The US commonwealth of Puerto Rico ranked at the top.
  • Visit Business Insider's homepage for more stories.

Climate change is making extreme weather events more likely. As well as claiming countless lives, climate-fueled disasters beat conflict as the No. 1 driver behind internal displacement in the last 10 years, according to a report from Oxfam.

In the last decade, they forced roughly 20 million people from their homes on a yearly basis.

Today, it's three times likelier that you'll be internally displaced by a flood, a cyclone, or a wildfire than by conflict, Oxfam's report suggested.

While climate-related disasters aren't exclusive to poorer or developing countries, they tend to affect them most severely.

NGO Germanwatch's 15th edition of its global climate risk index underlined that poorer countries "are the most vulnerable to the effects of climate change", with 80% of people displaced by extreme climatic events in the last decade based in Asia, home to over a third of the world's poorest people.

These are the 15 places that were most severely affected by extreme weather events between 1999 and 2018, taking into account the number of deaths caused and the economic impact for each state, according to Germanwatch.

15. Paris

AP Photo/Thibault Camus

In 2018, Paris went on flood alert after the Seine reached its highest level in over a century. A heat wave across Europe caused temperatures to soar to an all-time high of 108 degrees Fahrenheit in the capital city.

14. Mozambique


In March 2019, a cyclone ripped across Mozambique, causing flash floods and severe winds, washing away roads and houses.

13. Fiji


Though the financial losses are higher in richer countries, the stakes are often higher in those with lower revenues, where death due to climate disasters is much more likely.

While Fiji is one of the more developed islands in the Pacific, it's still a developing country.

See the rest of the story at Business Insider

See Also:

SEE ALSO: Harvard scientists want to limit how much sunlight reaches Earth's surface in order to curb global warming

A jeweler who makes custom engagement rings took me behind the scenes of a workshop in NYC's Diamond District, and I finally understand why people drop 6 figures on rings

Posted: 02 Jan 2020 09:46 AM PST

nicole wegman ring conciergeKatie Warren/Business Insider

  • Ring Concierge is an NYC-based luxury jewelry company founded by Nicole Wegman that sells customized engagement rings and other jewelry.
  • The brand's engagement rings start at $10,000 and go well into the six figures.
  • Last year, I visited Ring Concierge's office to get a consultation and see inside one of their Manhattan bench jewelers that assembles the rings.
  • The jewelry workshop was in New York's Diamond District, a block in Midtown Manhattan that's bustling with jewelry stores and served as the setting of the 2019 crime thriller "Uncut Gems," which stars Adam Sandler and was produced by Martin Scorsese.
  • Afterward, I have to say that I understand why people pay six figures for the personalized, curated experience of buying one of Wegman's engagement rings.
  • Visit Business Insider's homepage for more stories.

On an afternoon leading up to Valentine's Day in 2019, I took a trip uptown to Ring Concierge, a jewelry company in New York City that sells customized engagement rings ranging from $10,000 to well into the six figures.

Millennials have somewhat different jewelry-buying habits than past generations, as Business Insider's Aine Cain previously reported. Kay, Zales, and Jared all reported weak holiday sales. But with its popular Instagram account and jewels designed by young women, Ring Concierge seemed to me like a fresh alternative that would appeal to my demographic, so I decided to check it out.

I spent about two hours with Ring Concierge, trying on diamond rings, learning the ins and outs of the "four C's," and getting a peek into the workshop of one of their jewelers in the nearby Diamond District, which was the setting of the 2019 crime thriller "Uncut Gems," starring Adam Sandler and produced by Martin Scorsese.

It was an eye-opening experience that gave me a newfound appreciation for diamonds, which didn't particularly interest me before. I totally get why people will pay well into the six figures for a Ring Concierge engagement ring, even though the average American spends $6,324.

Here's what it was like.

Founded by Nicole Wegman, Ring Concierge is a NYC-based company that designs and sells customized engagement rings and other jewelry.

Katie Warren/Business Insider

Source: Ring Concierge

Ring Concierge is not far from Manhattan's "Diamond District," a bustling block on West 47th Street lined with jewelry stores that was the setting for the 2019 hit film "Uncut Gems," starring Adam Sandler and produced by Martin Scorsese.

Katie Warren/Business Insider

Source: The Diamond District BID

Wegman says Ring Concierge sets itself apart from the chaotic Diamond District by offering a personalized, curated experience for people shopping for engagement rings. "We're a private jeweler," she told me. "We're luxury. ... it's a one-on-one, we pull in an assortment that is curated just for that client, and each setting is custom-made for the diamond they pick."

Instagram Embed:
Width: 540px


See the rest of the story at Business Insider

See Also:

SEE ALSO: A woman who sells 6-figure engagement rings on Instagram says there's a simple way to buy diamonds that look bigger for a lower price

DON'T MISS: The 'Uncut Gems' directors explain how they finally landed Adam Sandler after a decade of trying

2020 will be a groundbreaking year in space. Here are the biggest upcoming rocket missions, meteor showers, eclipses, and more.

Posted: 02 Jan 2020 09:45 AM PST

nasa astronauts doug hurley bob behnken spacex crew dragon spacesuits flight suits helmets commercial crew program ccp 4x3SpaceX

  • This year will be full of astronomical spectacles and technological firsts. Here's a calendar of what to expect in space in 2020.
  • NASA spacecraft will rocket towards the poles of the sun, zip around Jupiter, and collect samples from an asteroid.
  • Three different space agencies plan to launch new rovers to Mars.
  • SpaceX, meanwhile, plans to launch its first people into orbit on its Crew Dragon capsule.
  • Visit Business Insider's homepage for more stories.

From eclipses and meteor showers to Mars missions and ground-breaking rocket launches, 2020 is expected to be an extraordinary year in space.

Three Mars rovers are set to launch this summer. SpaceX and Boeing plan to send their first NASA astronauts into space. Meanwhile, shooting stars, fireballs, and total solar eclipses will grace the sky.

Here's what to watch in space this year.

January 3-4: Quadrantids meteor shower

China Stringer Network/Reuters

The Quadrantids meteor shower can be one of the most remarkable shooting-star displays of the year, since it produces bright fireball meteors. At the shower's brief peak (it only lasts a few hours), more than 100 shooting stars could be visible per hour this year, according to

Unlike most meteor showers, which come from comets, the Quadrantids originate from an asteroid called 2003 EH1.

January 3-4, then every two weeks afterward: SpaceX launches 60 Starlink internet satellites at a time


SpaceX, the aerospace company founded by Elon Musk, is trying to launch as many of its Starlink internet satellites into orbit as soon as possible. The goal: bathe Earth in pervasive, high-speed, low-latency broadband service (before a number of competitors do so).

SpaceX has already launched 120 Starlink satellites and hopes to send up about 1,400 more in 2020 to boot up the network and start selling its service to customers. Up to 60 of the satellites can launch at a time on SpaceX's Falcon 9 rocket, so the company aims to launch a batch every couple of weeks.

SpaceX has permission from the Federal Communications Commission to launch nearly 12,000 Starlink satellites, but it's now hoping to send up to 42,000 of them. Analysts think Starlink could make SpaceX up to a $120 billion company if the effort is successful.

January 11: SpaceX tests a rocket escape system for its new Crew Dragon spaceship


SpaceX's new spaceship to fly astronauts, called Crew Dragon, came out of NASA's Commercial Crew Program, which aims to restore the US' ability to ferry astronauts to and from the International Space Station.

The new ship has undergone years' worth of trials — including parachute deployments, engine firings, and even an uncrewed launch to orbit. But before Crew Dragon can fly any people, the vehicle has to show that its abort system can safely get the capsule away from a rocket during launch if something were to go wrong.

That escape system failed during a ground test over the summer, destroying a Crew Dragon ship (no one was inside). SpaceX has since fixed the problem and successfully completed the ground test.

SpaceX now plans to perform a full abort test with a Falcon 9 rocket no sooner than January 11.

See the rest of the story at Business Insider

See Also:

SEE ALSO: Before-and-after photos from space reveal some of the biggest moments that changed our world in the last decade

DON'T MISS: Elon Musk and Jeff Bezos have profound visions for humanity's future in space. Here's how the billionaires' goals compare.

How to link your PayPal account to your Google Pay account on an iPhone or Android

Posted: 02 Jan 2020 09:41 AM PST

Google Pay AndroidVladimka production/Shutterstock

Saving your payment details on your smartphone can be a good way to save time and avoid the hassle of finding your credit card every time you want to pay for something.

If you use Google Pay and want more ways to pay, adding your PayPal account can also be a good option. 

See the rest of the story at Business Insider

NOW WATCH: Why it's so hard for planes to land on water

See Also:

SEE ALSO: I tested the Samsung Galaxy S10 Plus for 2 months, and it made me question everything about my 'iPhone or nothing' mentality

These 2 charts show how millennials and Gen Zers need completely different things to love their jobs

Posted: 02 Jan 2020 09:39 AM PST

college grad graduation happyJose Luis Magana/AP

  • The things new entrants to the US labor force value have changed throughout the 2010s.
  • Employer branding specialist firm Universum runs an annual survey of tens of thousands of college students, asking what they are looking for from their future employers.
  • We looked at the job attributes that had the biggest positive and negative changes in support on the survey between 2010 and 2019.
  • Fewer students at the end of the decade wanted quick opportunities for promotion, while flexible working conditions became more desirable over time.
  • Visit Business Insider's homepage for more stories.

The nature of work in the US is always changing, and the things new entrants to the labor force value have changed during the 2010s.

Employer branding specialist firm Universum runs an annual survey of tens of thousands of college students, asking people about to enter the workforce what they are looking for from their future employers.

See the rest of the story at Business Insider

NOW WATCH: Taylor Swift is the world's highest-paid celebrity. Here's how she makes and spends her $360 million.

See Also:

SEE ALSO: Goodbye secretaries: This map shows the fastest dying jobs in every US state

Bernie Sanders ends 2019 with a massive $34.5 million fundraising haul, setting the pace in the Democratic field

Posted: 02 Jan 2020 09:38 AM PST

Bernie SandersMANDEL NGAN/AFP via Getty Images

  • Sen. Bernie Sanders has set the pace for other 2020 Democrats in terms of fundraising, bringing in $34.5 million in the fourth quarter of 2019. 
  • The Vermont senator on Wednesday said his campaign has received 5 million individual contributions, which he said was "more contributions than any campaign has received at this point in a presidential election in the history of our country."
  • Sanders has raised over $96 million since he launched his campaign in February.
  • Visit Business Insider's homepage for more stories.

Sen. Bernie Sanders raised $34.5 million in the fourth quarter of 2019, receiving over 1.8 million donations with an average donation of $18.53, his 2020 campaign announced on Thursday. 

Sanders has raised over $96 million since he launched his campaign in February, and his haul for the fourth quarter is more than any other 2020 Democrat has raised in a single quarter in the race thus far. The campaign said it received contributions from 40,000 new donors on the final day of the quarter. 

See the rest of the story at Business Insider

NOW WATCH: Extremists turned a frog meme into a hate symbol, but Hong Kong protesters revived it as an emblem of hope

See Also:

Carlos Ghosn reportedly fled prosecution in Japan by hiding in a box on a private jet. Meet Nissan's disgraced former chairman, who was charged in 2018 with underreporting his compensation.

Posted: 02 Jan 2020 09:37 AM PST

carlos ghosnAP Photo/Francois Mori

Carlos Ghosn has fled prosecution in Japan, storing himself away in a box designed for musical instruments on a private jet on December 30, according to media reports.

Ghosn said in a statement that he would "no longer be held hostage by a rigged Japanese justice system where guilt is presumed, discrimination is rampant, and basic human rights are denied."

The former Nissan CEO was awaiting trial in Japan on financial-misconduct charges and had been forbidden from leaving the country as a part of $13 million bail agreement. Prosecutors in Japan have alleged that Ghosn earned a salary of about 10 billion yen, or $88.7 million, from 2011 to 2015 but reported only half of that. Ghosn, who is 64, could face up to 10 years in prison and a fine of up to 10 million yen if found to have committed wrongdoing.

Keep reading to learn more about the rise and downfall of Carlos Ghosn.

Ghosn was named COO of Nissan in 1999 and later CEO in 2001 after the Renault-Nissan Alliance was formed. In 2016, Mitsubishi joined. The three act as separate entities, while also identifying as a global grouping.

Antonio RIBEIRO/Gamma-Rapho via Getty Images

Source: BBC

Ghosn was known for his cost-cutting methods — closing factories and cutting jobs while increasing profits and output. Nissan quickly surpassed Honda as the No. 2 automaker in Japan under Ghosn's leadership ...


Source: BBC, The New York Times

... for which he was greatly compensated. According to BBC's review of company records, Ghosn made over $17 million in 2017 in salary, share options and bonuses. As company success grew, so did Ghosn's net worth. As of 2018, his net worth was around $120 million.

Bryan Mitchell/Getty Images

Source: BBC, Bloomberg

See the rest of the story at Business Insider

See Also:

SEE ALSO: How Jeffrey Epstein, the mysterious hedge-fund manager arrested on sex-trafficking charges, made his fortune

DON'T MISS: Bye bye, billionaires: 15 people who lost their billionaire status in 2019

Get a sneak peek into the most trusted social media platforms of 2019

Posted: 02 Jan 2020 09:32 AM PST

Jeff weinerStephen Lam/Getty Images

Digital trust is the confidence people have in a platform to protect their information and provide a safe environment for them to create and engage with content. Consumers' trust in social platforms impacts how they interact with ads, and benchmarking trust can help social platforms win ad dollars and instruct advertisers how to allocate budget effectively.

In our third annual Digital Trust Report, we evaluate consumer perception of seven major social networks – Facebook, Instagram, YouTube, Twitter, LinkedIn, Snapchat, and Pinterest – across six different pillars: Security, Legitimacy, Community, User Experience, Shareability, and Relevance.

The complete 2019 Digital Trust Enterprise Edge Report is available exclusively for Business Insider Intelligence Enterprise subscribers — our corporate clients.

See the rest of the story at Business Insider

See Also:

Consolidating your debt with a personal loan can save you the most money in 3 specific situations

Posted: 02 Jan 2020 09:31 AM PST

woman at the banksimonkr/Getty Images

  • Debt-consolidation offers are a dime a dozen, but a strategic consolidation with a personal loan can help you save money and simplify your finances.
  • A missed monthly credit card or loan payment stays on your credit for seven years, and simplifying your payments lowers your odds of a mistake.
  • Consolidating to a higher-interest loan will cost you more, so always compare the numbers when deciding on a new personal loan to consolidate debt.
  • Considering a personal loan? Take a look at these offers from our partners:

Personal loans are a popular way for people to borrow money for a wide range of reasons. While I'm generally not a fan of taking on extra debt without a very good reason, in some cases a new personal loan can help you get out of debt.

Consolidating credit cards or other high-interest debts with a single, lower-interest personal loan can help you save money in a couple of ways. Between lower interest rates and a faster payback period, you could wind up saving a bundle.

See the rest of the story at Business Insider

NOW WATCH: People are still debating the pink or grey sneaker, 2 years after it went viral. Here's the real color explained.

See Also:

My hair extensions were a big part of my identity. But after learning how exploitative they are, I'm giving them up forever.

Posted: 02 Jan 2020 09:30 AM PST

krista extensionsKrista Diamond

  • Growing up, Krista Diamond dreamed of having hair like the women in a Pantene commercial. After trying everything she could think of to make it thicker, she decided to invest in hair extensions. 
  • They "made me feel whole," she writes. But they came at a price. The hair industry is largely unregulated and often exploitative, sourced from people who have few other options to make ends meet.
  • After finding a stray strand of black in her strawberry blond extensions, she began to question the ethics of her habit. She eventually decided that her current set will be her last.
  • Visit Insider's homepage for more stories.

I am always thinking about my hair. 

My husband and I rented a convertible on our honeymoon, so I bought a scarf and tied it around my head. At sunset in Key West, I let the warm ocean wind lift it from my shoulders, trailing ribbons of copper behind me. I caught it with my fingers, counting the strands like currency, until I noticed something peculiar: a single piece of black. 

See the rest of the story at Business Insider

See Also:

Carlos Ghosn said his family didn't help with his Houdini-like escape from Japan to Lebanon

Posted: 02 Jan 2020 09:26 AM PST

carlos ghosnEtienne Laurent, Pool via AP

Carlos Ghosn's family did not help him escape from Japan to Lebanon, the former head of the Renault-Nissan-Mitsubishi alliance said through a representative. Ghosn's statement followed a report on Thursday from The Wall Street Journal, citing sources familiar the matter, that his wife had been involved in the operation.

"There has been speculation in the media that my wife Carole, and other members of my family played a role in my departure from Japan," Ghosn said. "All such speculation is inaccurate and false. I alone arranged for my departure. My family had no role whatsoever."

See the rest of the story at Business Insider

NOW WATCH: Here's why in-flight WiFi is so slow and expensive

See Also:

SEE ALSO: Carlos Ghosn's escape from Japan is a nightmare for the country's justice system — and the ousted Nissan exec may now be looking to put that system on trial

A California professor spends his summers living on an 80-square-foot boat and sailing through America's river communities. Here's a look at how he built the floating cabin with just $5,000.

Posted: 02 Jan 2020 09:23 AM PST

ShantyboatWes Modes

  • Wes Modes, a professor and artist from California, spends his summers on 20-foot-long, 8-foot-wide shantyboat.
  • Modes travels through river communities across the country and records the stories of the people who live in them.
  • The construction of the boat began in 2012 and was completed in 2014, the year of Modes' first expedition.
  • In a tell-all interview with Business Insider, Modes explains how he built the boat from scratch and what life is like during these expeditions.
  • Visit Business Insider's homepage for more stories.

"It doesn't cost much to live on the river."

That's what Wes Modes, an artist and a university lecturer, told Business Insider about the lifestyle he's chosen for himself every summer.

During the school year, Modes teaches art and design at the California State University at Monterey Bay and the University of California in Santa Cruz. But during the summers, he lives on a 20-foot-long, 8-foot-wide shantyboat he built and travels through river communities across the country.

The creation of Modes' shantyboat, which is named Dotty, began in 2012. Modes told Business Insider that prior to the shantyboat, he would partake in what is called punk rafting — the art of building a raft out of scavenged materials. With his rafts, he would set sail for several weeks at a time on various rivers. 

Eventually, Modes decided he wanted something more permanent

Modes wanted to be more than just an observer and decided he would use a homemade shantyboat to explore river communities and river cultures around the country.

"Rather than just being a tourist who floats through towns, I wanted to give something back to these communities," he told Business Insider. "I thought I might be able to give back the gift of listening."

So, during the summers, with one or more shipmates, Modes lives on the shantyboat and moves through various river communities recording the stories of the people who live in them.

"When I'm not teaching, I'm on the river," he said.

Keep reading for a look inside his boat.

Are you living in a tiny home, boat or any alternate means of housing? If you want to share your story, email this reporter at

Wes Modes is an artist and a university lecturer. During the summers, he lives on a shantyboat and travels through river communities all over the country.

Kai Dalgleish

Since its maiden voyage down the Mississippi River, the shantyboat has sailed through rivers all over the US: the Tennessee River, the Sacramento River, the Hudson River, and the Ohio River. Over the last six years, it has traveled 1,800 miles on five different rivers and through 16 states.

The shantyboat, which is named Dotty, is 20 feet long and 8 feet wide.

Wes Modes

Source: Wes Modes

In 2012, with the help of his friends, Modes began constructing Dotty from scratch.

Wes Modes

Source: Wes Modes

See the rest of the story at Business Insider

See Also:

SEE ALSO: A Maryland couple bought a 120-year-old church for $320,000 and now live in it with their 3 kids — here's a look at how they turned it into a home

DON'T MISS: A homeless Detroit man bought an abandoned house for $1,500 and spent 10 years renovating it for his wife. Here's how he did it — and what it looks like now.

How to add your contacts' birthdays to your Google Calendar in 4 simple steps

Posted: 02 Jan 2020 09:21 AM PST

Google Calendar appsdennizn /

Even if you're a regular Google user, there may be a feature at your disposal that you didn't even know about — the ability to automatically add your contacts' birthdays to your calendar. 

For those interested, here's the quick and easy way to set it up.

See the rest of the story at Business Insider

NOW WATCH: 8 weird robots NASA wants to send to space

See Also:

SEE ALSO: The best all-in-one PCs you can buy

Julián Castro quit the race: Here's who stands to gain the most and why Castro's not done with 2020 yet

Posted: 02 Jan 2020 09:19 AM PST

Democratic presidential hopefuls (fromL) Former US Secretary of Housing and Urban Development Julian Castro, US Senator from New Jersey Cory Booker and US Senator from Massachusetts Elizabeth Warren chat during a break in the first Democratic primary debate of the 2020 presidential campaign season hosted by NBC News at the Adrienne Arsht Center for the Performing Arts in Miami, Florida, June 26, 2019. (Photo by JIM WATSON / AFP) (Photo credit should read JIM WATSON/AFP/Getty Images)JIM WATSON/AFP/Getty Images

  • Julián Castro has exited the 2020 Democratic primary, with weeks to go until votes begin.
  • He had trouble getting name recognition, in part thanks to tough DNC debate eligibility requirements. 
  • Castro instantly becomes a sought-after endorsement and rockets to the top of any Vice Presidential contender list. 
  • His supporters like Sen. Elizabeth Warren and Sen. Cory Booker
  • A third of Sen. Amy Klobuchar's supporters like Castro as well as a quarter of Mayor Pete Buttigieg's

Julián Castro, the San Antonio mayor who served in the Obama administration as the Secretary of Housing and Urban Development, has exited the primary. 

Castro struggled to get widespread support, but despite his exit he's going to remain a consequential player moving forward. Insider has been polling the 2020 Democratic field through SurveyMonkey Audience for over a year, and specifically asking those who say they're registered to vote and will probably participate in the Democratic primary who they'd be satisfied with as nominee.

See the rest of the story at Business Insider

NOW WATCH: Extremists turned a frog meme into a hate symbol, but Hong Kong protesters revived it as an emblem of hope

See Also:

These are the top 10 countries to retire in this year, according to US expats who have already made the move

Posted: 02 Jan 2020 09:16 AM PST

retirees travel mexicoThomas Barwick/Getty Images

In the US, unprecedented numbers of seniors are pushing past the once-typical retirement age of 65 and working until about 72. Simultaneously, millennials are hustling to amass income-generating assets and living off rice and beans to retire early.

While there's no one way to approach retirement, many are getting creative in stretching their money for a comfortable — and even luxurious — third act of life. One strategy? Retiring abroad.

International Living, a magazine focused on Americans living overseas, just released its annual Retirement Index.

The index, which ranks countries "where you can live a healthier and happier life, spend a lot less money, and get a whole lot more" in retirement was created through extensive surveys taken by US expats. Retirees living overseas ranked their experience across 10 categories: housing, benefits and discounts for seniors, visas and residence, cost of living, assimilation and entertainment, quality and accessibility of healthcare, development, climate, stable government, and opportunity for semi-retirement.

Each category was then given a score out of 100 combining a number of nitty-gritty details. For example, the housing category encompasses the value of real estate, the cost of building, property taxes, and even if there is opportunity to earn money renting. The cost of living category addresses minutia like the cost of a liter of milk and a movie ticket. The healthcare category, meanwhile, covers costs of medical procedures, common medications, and ease of access, as well as quality. 

After balancing all 10 categories, a final overall score, also out of 100, is ascribed to each country.

Keep reading for a look at the top countries for retirement, ranked in ascending order of final score, according to expats who have already made the move.

10. Vietnam

Vietnam Stock Images/Shutterstock

Overall score: 76

Housing: 77

Healthcare: 84

Cost of living: 92

John Powell, once a purchasing agent in New York, moved to Hanoi, Vietnam, in 2014. He told International Living that he budgets $2,700 a month and likes the city because of its low cost of living comfortably and its location: "It's a good base for travel."

9. France

Boris Stroujko/Shutterstock

Overall score: 76.4

Housing: 68

Healthcare: 85

Cost of living: 66

Carol and Scott Lonsdale moved to Brittany, France in 2016. They told International Living that they liked the slower pace of life and the access to European culture France provides. "In France, there's such a great amount of care taken with how well things are managed, maintained and appreciated ... And did we mention the wine?"

8. Spain


Overall score: 76.8

Housing: 72

Healthcare: 97

Cost of living: 81

Michele and Stanton Cohen moved to Girona in 2017 from Yuma, Arizona. They told International Living their favorite aspect of life abroad is affordable dining and entertainment, saying they not only go out for 3-course meals under $30, but "often go out for breakfast and meet friends for coffee or drinks at least twice a week." The medical and dental care also helps: "The prices are about one-third of US medical costs."

See the rest of the story at Business Insider

See Also:

SEE ALSO: 7 of the smartest pieces of advice about saving money from early retirees

DON'T MISS: A 64-year-old who hasn't touched his savings in 5 years of semiretirement has 2 suggestions for anyone wanting to retire comfortably

We visited Wegmans stores in both a city and a suburb to compare and saw why the regional grocer is winning over shoppers

Posted: 02 Jan 2020 09:14 AM PST

Wegmans interiorShoshy Ciment/Business Insider

  • Wegmans is a regional grocer with a massive cult following. 
  • The grocer has 101 stores in the New England and Mid-Atlantic region and is known for its in-house brand and hefty ready-to-eat food offerings. 
  • We visited Wegmans stores in Brooklyn, New York, and in the suburb of Manalapan, New Jersey to see how they compared. 
  • After visiting the two stores located in different areas, we understood the broad appeal of the grocer that is winning over customers in vastly different environments. 
  • Aside from prices varying slightly, the overall appearance, cleanliness, and quality of products, at both Wegmans locations were consistent. 
  • Visit Business Insider's homepage for more stories.

Wegmans might be a regional grocer. But the love for the small chain is evidently far-reaching.

With just 101 stores across the New England and the mid-Atlantic regions, Wegmans is smaller than a lot of its competitors. But the store has a lot going for it, including an in-house brand, a wide array of ready-to-eat food options, and a charming store design made to look like an open-air European market. 

Most Wegmans stores can be found in suburban locations nestled in states like Maryland, Pennsylvania, and upstate New York. However, the Wegmans in Brooklyn, New York stands out for its metropolitan location.

We visited the Brooklyn Wegmans on opening day in October and met people who traveled for miles to be there. We also met some locals who were thrilled that the regional grocer had finally made its way to the city. 

We decided to compare the experience of the Brooklyn Wegmans with a Wegmans in the suburbs of  Manalapan, New Jersey. Though they were located in completely different environments, the superb store experiences of each made it clear why the regional grocer appeals to so many people. 

Here's what we saw:

For our city-located Wegmans, we visited the new store in Brooklyn, New York.

Shoshy Ciment/Business Insider

Even though this store was located in a city, the interior was surprisingly large.

Shoshy Ciment/Business Insider

We loved the way the warm lighting and wood displays in the store made for a cozy environment away from the bustling city outside.

Shoshy Ciment/Business Insider

See the rest of the story at Business Insider

See Also:

SEE ALSO: We visited Wegmans and Publix to see which regional grocer is better, and the smaller chain was far superior

No comments:

Post a Comment

Gameforumer QR Scan

Gameforumer QR Scan
Gameforumer QR Scan