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Monday, April 15, 2019

financial dictionary pdf - financial terminology dictionary - financial dictionary app

financial dictionary pdf - financial terminology dictionary - financial dictionary app


Suitability vs. Fiduciary Standards: What's the Difference?

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Investment advisers are fiduciaries who must place their clients' interests ahead of their own. Brokers serve the interests of broker-dealers they represent, and their transactions are required only to be suitable for clients' needs.

U.S. Savings Bonds vs. CDs: What’s the Difference?

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U.S. savings bonds and certificates of deposit (CDs) are both safe investments that offer modest returns. Which you choose may depend on your timeline.

10 Hottest Startups of 2017

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These 10 startups are proving to have strong momentum this year, thanks to innovation that's meeting needs.

Ford Stock Is Too Cheap to Ignore: Here's Why

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Ford Motor reports earnings after the close on Wednesday, and the stock is too cheap to ignore given its P/E ratio of 5.83 and dividend yield of 5.43%.

Hard Money vs. Soft Money: What's the Difference?

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Hard money and soft money are terms often used to describe currency and also refer to political contributions in the United States.

Getting Into Real Estate: 5 Steps to Become an Agent

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Get a head start in the real estate business by following these five steps that increase marketability and earnings potential.

What is the Fixed Asset Turnover Ratio and Why is it Important?

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Learn about the fixed asset turnover ratio and how this calculation is used to analyze how efficiently a company uses its assets to generate profit.

How do I discount Free Cash Flow to the Firm (FCFF)?

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Find out how to perform (relatively) simple estimates of discounted future cash flow to the firm using the single-stage WACC model.

Stop-Loss vs. Stop-Limit Order: Which Order to Use?

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While both can provide protection for traders, stop-loss orders guarantee execution, while stop-limit orders guarantee price.

American vs. European Options: What's the Difference?

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American- and European-style options have similar characteristics but the differences are important to learn.

Private Banking vs. Wealth Management: What's the Difference?

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Discover the various ways in which private banking and wealth management services coincide, as well as the significant differences between them.

Understanding Uber vs. Yellow Cabs in New York City

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Uber has become a major competitor to Yellow Cabs in major cities like New York. Here are some important differences between the two types of transportation.

Understanding Operating Expense vs. Capital Expense

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Learn more about the differences between an operating expense (OPEX) and a capital expense (CAPEX), and see how they are treated for tax purposes.

Enterprise Value vs. Market Capitalization: What's the Difference?

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Market capitalization and enterprise value are two common valuation tools are used when analyzing investments.

Delinquency vs. Default: What's the Difference?

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Find out more about loan delinquency, loan default, and the differences between a loan borrower defaulting and being delinquent on a loan.

CIF vs. FOB: What's the Difference?

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Learn about the differences between FOB and CIF international trade agreements and the advantages and disadvantages for sellers and buyers.

Top 3 Most Shocking Stock Increases and Falls

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When a black swan event occurs, a market correction of massive proportions ensues, read more for stocks that shocked traders with huge increases and plummets.

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What Are Some Examples of Fiduciary Duty?

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Understand what it means to be a fiduciary, when fiduciary duties arise. Learn some common examples of fiduciary duty in practice.

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Consumer Surplus vs. Economic Surplus: What's the Difference?

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Learn the difference between consumer surplus and economic surplus, how the concepts are related, and the important theoretical implications of both.

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Top-Down vs. Bottom-Up: What’s the Difference?

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Top-down and bottom-up approaches are methods used to analyze and choose securities but the terms also appear in many other areas of business, finance, investing, and economics.

457 Plan vs. 403(b) Plan: What's the Difference?

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There is plenty of advice about 401(k) plans, but what about 457 and 403(b) plans? Find out what these plans are and the differences between them.

Financial Advisor Career: Pros and Cons

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A career as a financial advisor offers a variety opportunities not found in other industries, but it can be stressful and difficult to build a client base.

Market Order vs. Limit Order: Understanding the Difference

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Market orders execute a trade to buy or sell immediately at the best available price. A limit order only trades when the price falls within certain limits.

Par Value vs. Market Value: What's the Difference?

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Par value is the price of a financial instrument at the time it is issued while its market value is the price it is worth to buyers and sellers at any given moment.

4 Types of Debt Yields

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There are 4 types of yields (bank discount, holding period, effective annual, and money market) used to figure out the return on debt.

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The Differences Between Accounting vs. Actuary

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Accounting vs. actuary: Both fields require the ability to work through problems logically and deductively, but accountants don't have to use complicated math concepts like actuaries do. Many find the intense data harvesting of an actuary to be too monotonous.

How Many Mortgage Payments Can I Miss Before foreclosure?

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The status of your lender and the condition of your local housing market are some of the factors that determine how many payments you can miss.

How Do Balance Transfers Affect My Credit Score?

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Learn the ways a balance transfer can negatively and positively affect your credit so you can pay off debt while maintaining a good credit score.

Analyze Investments Quickly With Ratios

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Make informed decisions about your investments using profitability ratios, liquidity ratios, solvency ratios, and valuation ratios.

Yield to Maturity vs. Holding Period Return

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Learn about the differences between a bond's yield to maturity (YTM) and its holding period return, and why bondholders should pay attention to it.

How Is a Company's Share Price Determined?

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Share prices are driven by supply and demand and other market forces, but there are quantitative techniques used to predict or set a value on stocks.

What are the effects of fracking on the environment?

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Even though fracking has the potential to provide more oil and gas to consumers, the process has long-lasting negative impacts on the environment.

Trading The Odds With Arbitrage

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Profiting from arbitrage is not only for market makers - retail traders can find opportunity in risk arbitrage.

Investing $100 a Month in Stocks for 20 Years

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Learn how a monthly investment of just $100 can help build a future nest egg using properly diversified stocks or stock mutual funds.

How Do I Calculate the Cost of Equity Using Excel?

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Learn how to calculate the cost of equity in Microsoft Excel using the capital asset pricing model, or CAPM, including brief definitions of each component.

Commodities trading: An overview

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Trading commodities can seem challenging to a novice trader but we break it down for you. Learn more about the history of commodities, the types of commodities, and how to invest in them.

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What is the difference between ROCE and ROA?

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Understand the difference between the profitability ratios of return on capital employed and return on assets, and learn the significance of each.

Free Cash Flow Yield: The Best Fundamental Indicator

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Cash in the bank is what every company strives to achieve. Find out how to determine how much a company is generating and keeping.

Use duration and convexity to measure bond risk

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Find out how duration and convexity measures can help fixed-income investors manage risks such as interest rate sensitivity within their portfolios.

What Does the Law of Diminishing Marginal Utility Explain?

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In economics, the law of diminishing marginal utility states that the marginal utility of a good or service declines as its supply increases.

A US Stock Market Crash Is a Real Possibility

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The markets have not seen this level of potential risk in over two years.

How does the price of oil affect Russia's economy?

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Discover how the price of oil affects the Russian economy. As a net exporter of oil, Russia depends on robust oil prices for fiscal health.

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How Do I Calculate the Degree of Operating Leverage?

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How to calculate the degree of operating leverage, the change in a company's operating income after a percentage change in its sales.

How does debt affect a company's beta?

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Understand the difference between a company's levered beta and unlevered beta. Learn how debt affects a company's levered beta and its volatility.

Exploring the Exponentially Weighted Moving Average

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Learn how to calculate a metric that improves on simple variance.

How do you calculate the marginal propensity to consume?

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Learn about the theoretical mathematical calculation for marginal propensity to consume (MPC), which is the crucial variable in the Keynesian multiplier.

Types of rebalancing strategies

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Learn how portfolio rebalancing provides protection and discipline for any investment management strategy by retail or institutional investors.

How to Interpret the Volume Zone Oscillator

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Introduced in 2009, the volume zone oscillator (VZO) is gaining traction with traders and technicians.

Breaking Down the Fed Model

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Learn what pundits mean when they say that stocks are undervalued according to the Fed model.

How the TCJA Affects Your Personal Finances

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Here's how the TCJA changes the taxes you file in 2018 through 2025.

Rental Properties: Pros and Cons

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Investing in a rental property can be profitable but like any investment there are risks, plus the many responsibilities of being a landlord.

Airbnb: Advantages and Disadvantages

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Airbnb offers travelers relatively inexpensive accommodations, while providing their hosts with an opportunity to earn some extra income from their property. But both parties should be aware of the risks.

Provident Fund vs. Pension Fund: What's the Difference?

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Learn about some of the primary differences between the benefits of provident funds and pension funds, two types of retirement plans.

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Understanding Accrued Expenses vs. Provisions

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In accounting, accrued expenses and provisions are separated by certainty. One deals with actual obligations, the other with probable ones.

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Capitalism vs. Socialism: What is the Difference?

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Capitalism promotes free market conditions, while socialism incorporates elements of centralized economic planning. Read more to learn the differences between capitalism and socialism.

What Are the Different Ways to Calculate Depreciation?

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Depreciation accounts for decreases in the value of a company's assets over time. Learn about different methods of calculating depreciation expenses.

Advisors: Top Ways to Find Your First Clients

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Getting your first clients as a financial advisor can be a challenge and takes time. Here are three ways to get started.

Market Value Versus Book Value

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Understanding book value and market value is helpful in determining a stock's valuation and how the market views a company's growth prospects.

Stock Allocation Rules

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Find out more about the longstanding rule of thumb says that your stock allocation should equal "100 minus your age."

The Differences Between Private vs. Public Equity

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Both public equity and private equity have advantages and disadvantages for companies and investors.

Crude Oil Price Forecast: Range Breakout Key

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Oil prices trading in the range of $66 to $70 with potential to test the $70 upward bound through August 31, 2018.

How Pinterest Makes Money

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The social media platform is aiming for a valuation of as much as $11.3 billion when it goes public.

Repo vs. Reverse Repo: What's the Difference?

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Formally called repurchase agreements and reverse repurchase agreements, these are forms of short-term lending and borrowing using bonds or securities as collateral.

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Mutual Funds: Advantages and Disadvantages

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Mutual funds are among the most popular investment vehicles. These are the advantages and disadvantages to consider before investing in one.

How to Use Your Health Savings Account (HSA) for Retirement

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Thanks to unique tax advantages, an HSA may be the best retirement option you never knew you had. Some ways to take advantage if you qualify for one.

Nostro Account vs. Vostro Account: Understanding the Difference

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Nostro and Vostro are terms used in relation to international trading when one bank has another bank's money on deposit.

Understanding Accrued Expenses vs. Accounts Payable

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Learn the difference between accrued expenses and accounts payable as well as how companies record these liabilities.

Investment Banking vs. Wealth Management: What's the Difference?

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Investment Banking and Wealth Management are two popular jobs in the finance industry. The difference between the two is that one job is connected with corporate wealth and the other aligned with wealthy individuals.

Institutional Traders vs. Retail Traders: What's the Difference?

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Retail traders buy and sell securities for their own accounts, while institutional traders buy and sell for accounts they manage for groups or institutions. Institutional traders buy and sell in greater volume with access to a wider range of securities.

The Difference Between Forward P/E vs. Trailing P/E

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Understand the differences between the trailing P/E ratio, which is the standard price-to-earnings calculation, and the forward P/E ratio, which is based on prospective future earnings.

CAIA vs. CFA: What's the Difference?

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Find out how the CAIA and CFA designations differ, including which professionals should seek either title based on their career ambitions.

Cash Credit vs. Overdraft: What's the Difference?

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Business accounts are more likely to receive cash credit, and it typically requires collateral in some form. Overdrafts, on the other hand, allow account holders to have a small negative balance without incurring a large overdraft fee.

Analyzing a Company's Capital Structure

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By analyzing a company's capital structure and balance sheet, you can gain insight into its financial health.

Understanding ETFs vs. Index Funds

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Despite the popularity of ETFs, index funds are still the top choice for the majority of retail index investors. If you are trying to choose between these two index-tracking investments, it's important to compare the costs.

Debit Card vs. Credit Card: How Are They Different?

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When trying to decide between using your debit card or credit card, ask yourself, do I want to pay now or later for my purchases?

Understanding Solvency Ratios vs. Liquidity Ratios

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Solvency and liquidity are both terms that refer to an enterprise's state of financial health, but with some notable differences. Solvency and liquidity are equally important for a company's financial health.

Shopping for Mortgage Rates

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Are you planning on buying a home? Here is a step-by-step guide to find and lock in the best rate for a mortgage.

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The Differences Between H&R Block vs. TurboTax vs. Jackson Hewitt

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There are plenty of tax preparation apps and software programs to help ease the pain of filing income taxes. Here's our take on three of the most popular: H&R Block, TurboTax, and Jackson Hewitt.

Z-Score vs. Standard Deviation: What's the Difference?

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Understand the basics of standard deviation and Z-score, and learn how each is calculated and used in the assessment of market volatility.

Inventory Valuation — LIFO vs. FIFO

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We describe how to calculate the inventory item on the balance sheet using FIFO, LIFO, and average cost methods, and consider the results of each.

How to Draw Fibonacci Levels

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Draw Fibonacci retracement and extension grids to identify hidden support and resistance that may come into play during the life of a trade.

Top 5 Beer Stocks of 2018

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The top beer stocks have a market cap exceeding $2 billion and are trading on leading American stock exchanges. Here are the top beer stocks of 2018.

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How to Calculate Goodwill

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Goodwill is an intangible asset for a company, such as a brand name or intellectual property. There are two ways to calculate its value, a need which often arises when one firm buys another firm outright, or an aspect of another's operations.

The Top Retirement Strategies For Teachers

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If you're a teacher, you have unique circumstances when it comes to planning for a successful retirement. It's important to start informing yourself now.

Are Flexible Spending Account (FSA) Contributions Tax Deductible?

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The contributions you make to a Flexible Spending Account (FSA) are not tax-deductible, but they can still reduce the amount you owe. Here's how.

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Registered Retirement Savings vs. Registered Pension: What's the Difference?

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Registered Retirement Savings Plans and Registered Pension Plans are popular Canadian tax-deferred vehicles.

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Top Exchange Rates Pegged to the U.S. Dollar

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From the end of World War II until around 1971, all countries in the IMF pegged their currencies to the U.S. dollar. Today, many still do.

Systematic Sampling: Advantages and Disadvantages

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Systematic sampling is low risk, controllable and easy, but this statistical sampling method could lead to sampling errors and data manipulation.

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Top 3 ETFs to Track the S&P 500 as of April 2019

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If you're looking for exposure to the country's largest market caps, these index ETFs are a good place to start.

Contribution Margin Definition

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Contribution margin is a cost-accounting calculation that tells a company the profitability of an individual product, or the revenue that is left after covering fixed costs.

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Institutional vs. Retail Investors: What's the Difference?

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Learning the critical differences between being an institutional investor and being a retail investor.

Bloomberg vs. Reuters: What’s the Difference?

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Both Bloomberg and Reuters have become associated with the fastest and most credible digital information sources in the financial industry while growing together to carve out a unique sourcing niche. Learn about some of the differences between the two companies.

How to Calculate Return on Assets (ROA) With Examples

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Return on assets (ROA) is a profitability ratio that measures how well a company is generating profits from its total assets, important when investing.

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5 Skills Every Entrepreneur Should Have

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Entrepreneurs face a number of risks and should have these five skills to grow a successful business.

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Comparing Investment vs. Commercial Banks

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Investment banks and commercial banks provide substantially different services within the broader financial industry. Here's a look at the two banking service and what they have to offer.

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Shares vs. Stocks: Understanding the Difference

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Technically, shares are units of stocks, but the two terms are used interchangeably to refer to securities that denote equity ownership in a company.

How to Evaluate a Company's Balance Sheet

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A company's balance sheet should be interpreted when considering an investment as it reflects their assets and liabilities at a certain point in time.

An Introduction to Depreciation

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Companies make choices and assumptions in calculating depreciation, and you need to know how these affect the bottom line.

How To Value Interest Rate Swaps

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An interest rate swap is a contractual agreement between two parties agreeing to exchange cash flows of an underlying asset for a fixed period of time.

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How Can EV/EBITDA Be Used in Conjunction With the Price to Earnings (P/E) Ratio?

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How traders and analysts use the two equity evaluation metrics, EV/EBITDA and price to earnings (P/E), together for a more thorough assessment of a company.

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How Much Does the US Trade With the EU?

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Here's a look at what at top items traded between the US and EU and which states are the most active in this trade.

The Difference Between Fast and Slow Stochastics

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The main difference between fast and slow stochastics, two technical indicators, boils down to sensitivity to the price movements of assets.

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