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Wednesday, March 13, 2019

financial dictionary pdf - financial terminology dictionary - financial dictionary app

financial dictionary pdf - financial terminology dictionary - financial dictionary app


What is the Quantity Theory of Money?

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Take a look at the tenets, assumptions and challenges of monetarism's principal theory, the quantity theory of money.

Capital Gains vs. Investment Income: Understanding the Difference

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Learn about the difference between capital gains and other types of investment income, such as dividends paid on stock or interest earned on a loan.

Day Trading: An Introduction

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What is day trading? Read this article to learn more about day trading, who does it, and how it works.

What Is a Relative Standard Error

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Distinguish between mean, standard deviation, standard error, and relative standard error in statistical survey samples.

Amazon vs. Alibaba's Business Models: What's the Difference?

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Learn how Alibaba and Amazon compare in terms of each company's applied business model and understand the markets each company aims to reach.

Upstream vs. Downstream Oil and Gas Operations: Know the Difference

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The terms upstream and downstream oil and gas production refer to an oil or gas company's location in the supply chain. Upstream production companies identify, extract, or produce raw materials, while downstream production companies are closer to the end user or consumer.

Is the Brexit Risk Fading?

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Although the shadow of Brexit could be fading, bonds still look a little troubling, and durable goods orders highlight trade risks.

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What Is Chaos Theory?

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Chaos theory is a complex and disputed mathematical theory that explains chaotic or random occurrences.

Banks Bet on 'Ultimate Contrarian Trade' Amid Brexit Turmoil

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Despite worries about the fallout from Brexit, Morgan Stanley and Bank of America are recommending European stocks.

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What is variable life insurance?

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Variable life insurance is a permanent life insurance policy with an investment component.

How old should you be to get life insurance?

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There's really no pre-determined age when it suddenly becomes necessary to take out a life insurance policy. However, if there are people who depend on your income - especially children or a spouse - there's a major benefit to taking out a policy when you're young.

What is a collateral assignment of life insurance?

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Learn about collateral assignment of life insurance so you can make a wise decision about what kind of collateral to use for a loan.

How can I borrow money from my life insurance policy?

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Capitalize on the cash value of your whole life insurance policy and learn the details of how to borrow money from your life insurance.

What are some examples of the most common types of investments in an IRA?

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Explore different investments commonly held in investment retirement accounts, such as certificates of deposit and exchange traded funds.

What is a convertible insurance policy?

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A convertible insurance policy is a term usually related to life insurance. To understand a convertible policy, you must first understand term and universal policies. "Term" life insurance is a policy that provides the insured person coverage for a certain period of time.

What Is the Five-Year Waiting Rule for Roth IRAs?

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Roth IRAs are a valuable and flexible savings vehicle for retirement but investors need to be aware of the five-year rule that applies to all Roth accounts.

Bill Gates Names 10 Breakthrough Technologies of 2019

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The billionaire innovator thinks devices that improve our health and help to reduce carbon emissions should gain prominence this year.

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What is the average annual return for the S&P 500?

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See the historical performance of the S&P 500 Index, and examine a number of factors that affect an investor's actual return on investment.

How do I roll over a SIMPLE IRA to a Roth IRA?

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Convert your SIMPLE IRA to a Roth IRA via rollover after you leave your job; you can also convert to a Roth if you are still active in the plan.

Alphabet Shares Are Alerting Unusual Buy Activity

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Given solid growth metrics alongside institutional buy signals, shares of the tech giant could be poised for additional gains.

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Can I buy ETFs for my Roth IRA?

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Invest in exchange-traded funds within your Roth IRA to maximize diversification and gain access to specialized markets and lower fees.

Aurora Breaks Out After Peltz Engagement

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Aurora Cannabis shares soared more than 10% after engaging Nelson Peltz, leading several analysts to come out bullish on the stock.

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What are the Roth 401(k) withdrawal rules?

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Understanding the requirements for tax-free withdrawal from a Roth 401(k) account is key if you want to avoid paying penalties and taxes.

Big Stocks Will See Drastic 1Q Earnings Decline On Global Headwinds

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Trade wars, a strengthened U.S. dollar and slowing global economies will weigh on corporate earnings.

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401K vs. IRA: What's the Difference?

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When employers want to give employees a way to save for retirement, they may offer participation in a 401(k), a SEP IRA, or a SIMPLE IRA.

Can I take my 401(k) to buy a house?

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It is possible to use your retirement accounts to buy a house, but it's usually better that you don't.

Are mutual fund performance numbers reported net of fees?

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The answer depends on how you define "operating expenses."Let's look at a cinematic metaphor to clear up this apparent ambiguity. A mutual fund's cost is similar to the cost of going to your local movie theater. Let's assume that the price of a movie ticket is $8.

How are commodity spot prices different than futures prices?

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Find out more about commodity spot and futures prices, how to calculate a commodity's futures price, and the differences between spot and futures prices.

Dow Jones Utility Average Testing Bull Market High

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The Dow Jones Utility Average is testing 2017's all-time high and could break out in the coming months.

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Are there a minimum number of shares I must buy if I want to invest in equity?

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The short answer is "no" - you can buy a single share of any publicly traded company if you want to. Thus, if you have a small amount of money to invest, you can, in fact, buy a small number of shares of a public company. Most brokers will process a trade for a few shares of common stock, as they receive a commission for their services anyway.However, just because you can invest your savings this way, does not mean that such an investment will be a good one.

Is a 401(k) or 403(b) better for a teacher? What is the difference?

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The first step is to check with your employer regarding any retirement plan(s) it provides for employees, as you can only participate in a plan sponsored by your employer. As an employee, you are not allowed to adopt any employer sponsored plan, including 401(k) and 403(b) plans.

3 Ways to Trade the Data and Infrastructure Sector

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Bullish chart patterns in the sector of real estate related to data and infrastructure suggest that now could be the ideal time to buy.

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How is a systematic investment plan (SIP) different from a mutual fund?

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Reduce your average cost per share on mutual fund investments using the dollar-cost averaging strategy by way of a systematic investment plan.

Do mutual funds pay dividends or interest?

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Depending on the type of investments included in the portfolio, mutual funds may pay dividends, interest, or both.

Ulta Beauty Reports With Overbought Technical Momentum

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Ulta Beauty stock is just 3.4% below its all-time intraday high of $322.48 set on Nov. 19.

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What are the risks of annuities in a recession?

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Distinguish between the most common types of annuities, and understand which types of annuities pose the most risk during a recession.

Should I sell my shares if a company suspends its dividend?

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If a stock has a good growth outlook and is well-positioned, a dividend suspension may not be a good reason to sell.

What's the difference between renters insurance and homeowners insurance?

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Renters insurance and homeowners insurance offer similar benefits for occupants and homeowners, but in different ways and for different reasons.

3 Investment Brokerage Stocks Ready to Bounce

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Discover how lower fees can help investment brokerage firms. These three industry-leading stocks look set to bounce from technical support.

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What are the biggest disadvantages of annuities?

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Identify several disadvantages of investing in annuities, a product salespeople pitch zealously but that many advisors caution is a poor investment.

What Is the Difference Between Risk Tolerance and Risk Capacity?

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Risk tolerance and risk capacity help to determine the amount of risk that should be taken in a portfolio of investments.

Can moving to a higher tax bracket cause me to have a lower net income?

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Many people think that when their income increases by enough to push them into a higher tax bracket, their overall take-home pay, or net pay, will decrease. This assumption is incorrect. Because the United States has a marginal tax rate system, when an increase in income pushes you into a higher tax bracket, you only pay the higher tax rate on the portion of your income that exceeds the income threshold for the next-highest tax bracket.

eToro vs. Plus500: Social Trading versus Market Penetration

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Social trading is eToro's focus. Plus500 offers CFDs in more than 2,200 markets and has a streamlined interface for sophisticated day traders.

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AvaTrade vs. Plus500

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AvaTrade's advantage is competitive spreads and excellent educational resources. Plus500 offers CFDs in more than 2,200 markets and has a streamlined interface for sophisticated day traders.

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Plus500 vs. IG 2019

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Plus500 offers CFDs in more than 2,200 markets and has a streamlined interface for sophisticated day traders. IG scored high marks across the board in our analysis.

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Apple Stock Could Reward Timely Short Sales

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Apple's strong bounce has reached a resistance level that could trigger a reversal followed by 15% to 20% downside.

7 Fast-Revenue Growth Stocks to Lead as S&P 500 Slows

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Stocks with fast revenue growth are outperforming the market, and Goldman Sachs expects their leadership to continue.

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Why Millennials Aren't Ready for the Next Financial Crisis

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America's largest age group, born between 1981 and 1996, have little experience as adults of a bear market or economic recession.

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Use Stops To Protect Yourself From Market Loss

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Use these simple risk management strategies to protect your portfolio or trading account from large losses.

Retail Banking vs. Corporate Banking: What's the Difference?

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Retail banking is the visible face of banking to the general public. Corporate banking refers to the aspect of banking that deals with corporate customers. Check out more of the differences between retail banking and corporate banking.

Nostro Account vs. a Vostro Account: Understanding the Difference

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Nostro and Vostro are terms used in relation to international trading when one bank has another bank's money on deposit.

Renting vs. Owning a Home: What's the Difference?

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Owning a house might be an appealing idea, but it may have a lasting impact on your lifestyle. Learn more about other implications and the differences between renting and buying a home.

How Do I Calculate the Degree of Operating Leverage?

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How to calculate the degree of operating leverage, the change in a company's operating income after a percentage change in its sales.

The Formula for Calculating the Internal Rate of Return

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Learn about calculating the internal rate of return, an important concept in determining the relative attractiveness of different investments.

Direct vs. Indirect Distribution Channel: What's the Difference?

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Learn about the primary differences between direct and indirect distribution channels, and under what circumstances a company would choose either one.

401(k) vs. Pension Plan: What's the Difference?

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401(k) plans and pension plans are both ways to prepare for retirement. But pension plans are near extinct, and 401(k)s are trying to pick up the slack.

Should You Contribute to a Non-Deductible IRA?

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A look at the ins and outs of non-deductible IRAs.

Which Industries Have the Most Inventory Turnover?

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High volume/low margin industries tend to have the most inventory turnover, calculated as the cost of goods sold divided by average inventory value.

Understanding Current Account Deficit vs. Trade Deficit

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The terms current account deficit and trade deficit are often used interchangeably, but they have substantially different meanings. A current account deficit occurs when a country spends more on imports than it receives on exports. A trade deficit happens when a country's imports exceed its exports.

Economic Indicators That Help Predict Market Trends

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Leading indicators help investors to predict and react to where the market is headed, although they are imperfect and subject to random macro events.

How Inventory Accounting Differs Between GAAP and IFRS

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Learn about inventory costing differences between generally accepted accounting principles (GAAP) and International Financial Reporting Standards (IFRS).

Are 401(k) loans taxed?

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Generally, any money you borrow from a 401(k) account is tax exempt. This feature is one of the reasons that - for critical short-term needs - such loans may be a better alternative to hardship withdrawals or high-interest forms of credit. As long as you pay the loan back in a timely matter, the only tax consequence comes from the interest some plans require you pay (though the term "interest" is a bit misleading, as the funds go back into the participant's own account).

Efficient Market Hypothesis: Is The Stock Market Efficient?

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Efficient market hypothesis (EMH) is growing in influence, even if historically it's fallen short in terms of explaining stock market behavior.

Is it true that you can sell your home and not pay capital gains tax?

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Based on the Taxpayer Relief Act of 1997, if you are single, you will pay no capital gains tax on the first $250,000 you make when you sell your home.

How do individual retirement accounts and certificates of deposit differ?

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Individual retirement accounts and certificates of deposit are useful savings instruments, but each is better suited for different situations.

Where do investors tend to put their money in a bear market?

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A bearish market is traditionally defined as a period of negative returns in the broader market to the magnitude of between 15-20% or more. During this type of market, most stocks see their share prices fall, often substantially. There are several strategies that are used when investors believe that this market is about to occur or is occurring, which depend on an the investor's risk tolerance, investment time horizon and objectives.

What is the minimum amount of money that I can invest in a mutual fund?

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Learn about investing in mutual funds even with a smaller initial investment; there are many funds available to investors with smaller purchase amounts.

How can you borrow from a Roth IRA?

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Learn how to borrow money from your Roth IRA by rolling it over into another IRA account or taking an early withdraw to get the funds that you need.

A Bank Guarantee vs. a Letter of Credit: Understanding the Difference.

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Letters of credit ensure that a transaction proceeds as planned, while bank guarantees reduce the loss if the transaction doesn't go as planned.

Does Marrying Someone With Bad Credit Affect My Credit?

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There are many misconceptions about what happens to someone's credit report after marriage. Read on to learn how to keep your credit in check.

How does a defined benefit pension plan differ from a defined contribution plan?

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Learn the differences between defined benefit plans and defined contribution plans when reviewing employer-sponsored qualified retirement plans.

How Long Should I Keep My Tax Records?

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Having the right information available when the IRS calls can save you considerable time, money and stress. Learn how long you're obligated to keep your tax records.

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If an employee is paid by commission, who is responsible for withholding taxes?

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It depends. An individual who receives commissions can be treated in the same manner as an individual who receives straight salary. In that case, the employer would withhold taxes from the individual's compensation and remit the amount to the tax authorities on the individual's behalf.

How does an employer benefit from a 401(k) matching plan?

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A 401(k) is a type of qualified retirement plan created by employers, where an employee deposits money into a retirement fund and the employer matches a certain percentage of the employee's contributions. A 401(k) provides a payout at retirement that is reliant upon the total money contributed and the performance of the investment.

Receiving Inherited Pension Benefit Payments From Deceased Parents

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Generally, the provisions of the plan document determine the distribution options available to beneficiaries of retirement plan assets. From a regulatory perspective, you are allowed to distribute the assets over the life expectancy of the oldest sibling.

Why Do You Need a Margin Account to Short Sell Stocks?

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Have you ever wondered why you need a margin account to short sell stocks? Read on to find out why.